Connect with us

Blog

The Subtle Nuances That Count: 5 Factors That Could Have an Effect on Your Car Accident Settlement

Published

on

One of the most common questions you hear from those filing accident claims is how much their case is worth. Ascertaining the final amount for your settlement will often depend on a myriad of factors. Coming up with the final settlement can be an intricate process because so much is usually involved in the calculation. Some of the factors which affect your payout include the location of the accident, proof of medical treatments and bills, among others. Apart from that, there needs to be proof of liability on the part of the defendant and how much fault you, the plaintiff or victim, had in the accident. To further understand the aspects that could have an impact on your car accident settlements, here is what you need to know.

  1. The severity of Your Injuries

Undoubtedly, the more injuries you sustain as a result of an accident, the higher will be your accident payout. A traumatic brain injury or a catastrophic injury of any nature will require more medical expenses in addition to other factors such as pain and suffering as opposed to a soft-tissue injury or just a broken finger. In fact, to bring a lawsuit of pain and suffering, it is required that your injuries surpass a certain threshold. For that to happen, you must have undergone a permanent disfigurement or a serious body impairment which renders you useless in any way. If your injuries do not meet the threshold outlined in your state, you will not be in a position to file a lawsuit for your pain and suffering. However, the good thing is that you may still recover other benefits such as lost wages and medical expenses if you don’t pass the threshold for pain and suffering.

  1. Reasonable and Necessary Medical Costs

Don’t always assume that the adjuster will agree with the amount you want to be reimbursed for your medical expenses. In most cases, insurance firms do not like paying out for procedures or treatment which they believe is excessive or unnecessary.  Areas of contention include acupuncture or chiropractic treatments. Although you believe these professionals helped you to recover, the opinion of the insurance adjuster will always be different. In any case, insurance firms will be more willing payout only what they believe is necessary and reasonable when it comes to the aspect of medical cost. For instance, if you suffered multiple injuries on your soft-tissue and visited an acupuncturist and a chiropractor and paid a total of $4,800, the adjuster may feel that only $3,000 of your bill was necessary and reasonable. By that, it means that you’ll be personally responsible for the excess of $1,800, and this is something you’ll most certainly want to avoid. For that reason, make sure you seek treatment from reputable medical professionals to avoid this kind of confusion.

  1. Your Actions After the Accident

How you act after the accident will go a long way in establishing consistency and proving that the injuries sustained have had an impact on you in a great way. If the insurance firm believes you did not take the correct measures that minimize the severity of your injuries, they may end up reducing the value of your claim if not deny it altogether. As a result of that, you are always advised to seek medical assistance after a crash. The insurance firm may take your hesitation to seek medical attention as a sign of negligence on your part or a sign that your injuries aren’t as severe as you claim.

It’s also imperative that you stick to the treatment plan prescribed by the medical professionals so the insurer can know you didn’t ignore any medical advice and that you took all the necessary step to improve your condition after the accident. In addition to that, if you are not in a position to work as a result of the injuries, you shouldn’t perform any physically demanding tasks to avoid worsening your injuries.

  1. Your Version of Events

Once you have provided a statement after a car accident has occurred, it’s imperative to stick to your facts of what actually transpired during the crash. Your presented statement should match the statement you presented to the police officers at the scene of the accident and your healthcare provider. If there are any inconsistencies in your version of events, you could raise some question marks regarding the validity of your claim or the credibility of your statement. To prevent this from happening, state the facts as they are and do not change anything to fit your story.

Apart from that, it may be in your interest to consult a legal professional so they can let you know what your accident claim might be worth and what steps to take to ensure you get what you deserve. Your lawyer understands the importance of offering factual statement and how that will help you to get your deserved compensation.

  1. Accident Location

A lot of people who are involved in an accident are not aware of this but the location of the crash has something to do with the amount of compensation a person will likely get. This may sound unfair, but that’s simply how things are. Verdicts for auto accident lawsuits usually vary significantly from country to country and city to city. For instance, verdicts in Detroit or Wayne County are much higher on average as opposed to verdicts on smaller counties or rural town. This can mainly be attributed to the level of income. For instance, income in larger metropolitan areas are often higher and as a result, jurors tend to give out high compensation during their awarding.  What’s more, the average out-of-court settlement in many regions usually depicts historical awards by jury in those areas.

If you looking for a general idea of what your case may be worth, you need to consider the accident locations along with the historical case records of similar patterns. Although this is not an accurate measure of compensation, it will give you an idea of what is to be expected.

Final Word

The above are some of the factors that could impact your car accident claim. In addition to knowing these factors, you need to make sure you seek the services of an attorney to guide you through the compensation process.

Use your ← → (arrow) keys to browse

Continue Reading
Comments

Blog

The Cheapest Places to Upsize Your Home Revealed

Published

on

Does it feel like you’re seriously lacking in space in your current home? Do you find the clutter has taken over your life simply because you don’t have enough storage space? Do you and your family members feel as though you’re living on top of each other with little to no privacy? If you’ve answered yes to these questions, then there’s a good chance you’re already convinced it’s time to upsize your home. But what if you can’t or don’t want to upsize the budget? Can you upsize your home in an affordable way?

With that in mind, here’s a look at some of the cheapest places in the UK where you can upsize your home.

Orkney

Top spot goes to Orkney, which is not only a great location for upsizing but offers all kinds of other benefits to residents. It’s here that you’ll be able to take advantage of a bigger living space without having to inflate the budget exponentially.

As an in-depth article by deacon.co.uk – a specialist buildings insurance provider – points out, it is often called the happiest place to live. Residents consistently point out their high quality of living, low crime rates, school class sizes in the primary years are low. It’s rare you’ll find anything that would be classified as a traffic jam, there is plenty of open land and wide-open spaces, and you’ll be treated to some of the most exceptional natural scenery in the world.

Richmond in North Yorkshire

Another great location to research is Richmond in North Yorkshire. It features many of the same draws as Orkney does, but this time you will be located in England. The cost of living is more reasonable than many other areas of the UK, house prices are still affordable, the crime rates are low, and you’ve got a robust nightlife and entertainment scene that you can explore.

Rutland in the East Midlands

If you like that quiet kind of setting that is filled with history and fabulous architecture, then you may want to consider Rutland, which is the smallest county in Britain. There are plenty of rolling hills, the River Welland, a lot of agricultural lands, and is a drivable 164 km from London (ideal for a weekend getaway).

Hambleton in North Yorkshire

Hambleton is located in England’s northern regions with Northallerton being the largest town in the district. The district is dotted with small towns and villages, is known for its agricultural lands, and even got the title as the “best place to live in Yorkshire” a few years back. This title was based on life expectancy, overall health and wellness of residents, personal well-being, weather, crime rates, and employment.

Other Notable Places to Consider

And if you’re still not sold on the places listed, other affordable areas that you can potentially upsize your home include Eden in Cumbria, Westminster, and Richmond-upon-Thames. Each has its own unique personality and list of benefits. No matter which of these locations you pick, there’s a good chance you’ll be able to fulfill your goal of branching out and upsizing your home to something that is more functional and liveable.

Prev postNext post
Use your ← → (arrow) keys to browse

Continue Reading

Blog

Showing Your Love For Healthcare Workers

Published

on

healthcare doctor

When you know and love a healthcare worker during this difficult time, you may be searching for ways that you can show you appreciation for the hard work that they do. Coming up with some great ideas can seem a little difficult, as many items are inaccessible and restrictions are closing shops and limiting travel. Luckily there are still many ways that you can show your love for the health care workers in your life, as there are several brilliant concepts which you can make the most of to put a smile on their face today. So, if you want to find out more, then read on to uncover some of the best suggestions that you can utilise to show appreciation during this difficult period. 

Make Their Life A Little Easier 

One of the best things that you can do for a healthcare specialist that you know and love during this tough period is to attempt to make their life a little easier. Extra long shifts battling against this new virus can have a terrible effect on a person’s mental health, as well as sapping away all of their energy at the same time. This can mean that things like doing their grocery shopping and making meals are often the very last thing on their mind, opening up the perfect opportunity for you to get involved and lend a helping hand. Doing a big food shop that you can take to their home after work will be such an amazing gesture they will no doubt appreciate, whilst going an extra step further to actually cook up a delicious meal that they can enjoy after a long day can put such a huge smile on their face. Be sure to make the most of healthy ingredients including lots of fresh fruit and veg, as they must look after their immune system to stay strong throughout. 

Little Extras 

There are several different little extras that you may want to invest in to show your health care loved ones a bit of appreciation, and you can get these items delivered straight to their home so that you needn’t bother trying to work around social distancing measures to drop off their present yourself. For example, something like a heart badge reel that they can add to their uniform can be a great pick-me-up that they can look down at for a little motivation during their long shifts at work! It’s also a great idea to find some self care activities that they can indulge in, such as a luxurious face mask or bubble bath that they can utilise to get some down time at the end of the day.

Showing your love for the healthcare workers in your life needn’t be as difficult as you might think when you can make the most of the top tips and tricks detailed above! Whether you decide to help them get their grocery shopping, cook a nutritious meal or simple invest in a few little gifts to put a smile on their face – every little helps!

Use your ← → (arrow) keys to browse

Continue Reading

Blog

3 Steps to Becoming a Better Person

Published

on

become a better person

We only get one life so it’s important to live it well, make the most of things and seize opportunities that come your way. If you’re hoping to make the most of your time on earth, here are just three ways you can go about it. 

Be more understanding

We all want to be the best person we can be, and a big part of that is relating to and getting on with other people. But it’s not always in the way we think, we don’t need to make grand gestures, we don’t need to be able to give therapist level advice or be a perfect friend in every sense. The main thing we need to do is be empathetic and understanding- be able to put yourself in someone else’s shoes. It can be easy to be irritated, annoyed or upset if a friend lets you down, cancels plans or does something else undesirable but when you’re understanding you’re able to empathise about why this might be. Maybe they’re busy, have other priorities (as we all do) or double booked themselves. We’re able to cut ourselves slack as we know that we’re only human, do others the same justice. Being understanding doesn’t mean being a doormat and being walked over, you do still need to know when someone is taking advantage. But for the most part, the people in your life won’t be purposely trying to upset you, be more understanding and it’s easy to realise this. 

Find your own spiritual path

Having beliefs in something that matters to you can be a great way to live your life, it seems counterproductive but realising how small you are on this planet and as part of the greater universe can feel reassuring. It means that your problems are also small and often irrelevant, and as a result can help you to just get out there and live your best life. Being spiritual and having beliefs doesn’t have to mean being religious, there are many reasons you might be put off from traditional religion. While it helps many, there’s no denying that it’s also a cause of many wars, there are numerous church abuse lawsuits that have been filed across the globe and to some, it simply doesn’t fit their beliefs. But don’t write off finding greater meaning altogether, find your own spiritual path. This could be anything from numerology to deep meditation to trusting in the universe and it’s signals. Do some research and find a path that suits you. 

Find a good work/ life balance

Work is important, not only does it give your life purpose but it allows you to earn the money you need to have the lifestyle you want outside of work. Most of us have no choice but to work, but it’s easy to go overboard with it. Maybe you’re passionate about your job or are just a bit of a workaholic, take a step back. Find the balance between work and life such as travel, family, pets and hobbies. You’ll be much happier for it.

Use your ← → (arrow) keys to browse

Continue Reading

Trending