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Many Americans believe that they know what they’re getting themselves into when they sit behind the wheel of their car. Sure, they know the risks, they think to themselves. And then they set off without giving it another thought.

But the truth is that the roads are a lot more dangerous than many of us realize. They are teeming with people driving under the influence of alcohol and drugs. And, even if nothing illegal is going on, they’re still packed with people who are too tired to be driving.

Driving can also be affected by all sorts of otherwise mundane things, like the weather. Whenever there is snow, rain or ice, the number of accidents spikes. So what are some of the most shocking statistics on accidents that will chill you to your bones?

Traffic Deaths Are The Leading Killer In Early Life

The media tells us that America today is awash with violent gun crime. And if we turn on the news, this is what we see. Gun crimes are responsible for a significant number of premature deaths every year.

But the risks of being involved in a car accident are far greater. Imagine if one in a hundred people died as a result of gun violence? That would be a staggeringly awful statistic. But that’s the chance that an American will die from an accident involving a vehicle. Car accidents, therefore, as the leading cause of death among those under 30. You have a one in 125 chance of being killed on the road.

If You Are A Teen, You’re Ten Times More Likely To Be Involved In A Crash

Teen drivers get a bad press. But it’s for good reason, at least according to the statistics. Teen drivers are more than ten times as likely to be involved in a crash than more experienced drivers. There’re a couple of elements that are contributing to this. One is that teen drivers don’t have the experience to make good predictions on the road. A lot of collision avoidance comes down to the fact that experience drivers often have a sense of what other drivers are about to do. Teens don’t have this experience, and can, therefore, be caught unaware. The other reason is that teens tend to take more risks on the road. Both of these factors combine such that teens are involved in about a fifth of all crashes.

Alcohol Causes About A Fifth Of All Accidents

According to SiebenCarey, around 1 in 5 accidents occurs as a result of alcohol consumption. In the state of Minnesota alone, the costs of this reach over $204 million a year. Drunk driving puts drivers, pedestrians and cyclists at risk. And, right now, it’s one of the biggest threats we face on our roads.

Motorcyclists Make Up 15 Percent Of Total Road Fatalities

15 percent of total fatalities might not sound like a lot. But remember, only 1 or 2 percent of all road miles covered in the US are done by bike. Cars or trucks comprise the other 98 percent. That means that motorcyclists are massively overrepresented in the fatality statistics. A lot of this has to do with the fact that some states don’t require riders to wear helmets by law. But even where helmets are required, motorcyclists still make up more than 10 percent of total road fatalities.

There Were 1.6 Million Auto Crash Injuries In 2012

Every year, the National Highway Traffic Safety Administration collects data on car accidents. And in 2012, they reported that a record 1.6 million accidents had occurred. This was up significantly from the year before. And it was a major news story across the US.

Over Half Of Traffic Accident Victims Aren’t Driving

We tend to think of accidents are incidents that involve two or more vehicles. But the truth is that this is not the case globally. In fact, the principal victims of accidents appear to be vulnerable road users. Pedestrians, cyclists and motorcyclists are actually at greater risk on the roads than those in cars. That’s something worth thinking about.

Accidents Are A Big Drain On National Output

The World Health Organization has estimated that traffic accidents can account for up to 4 percent of lost national output. And when you think about it, that statistic makes a lot of sense. Every year, thousands of productive, working age people die in car accidents. And the economy loses individuals who have received a lot of educational investment. Skills are lost forever and are hard to replace.

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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4 Tips On Coping After A Bad Car Accident

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Following a car accident, your physical well-being is naturally at the front of your concern. When you’ve been seriously hurt, though, it can take longer to recuperate both mentally and physically. Even when your body has healed and you’ve gotten back on your feet, the consequences on your mental health may persist. In these circumstances, you must give yourself time to heal, and here is some advice on how to cope emotionally after a bad car accident.

Talk about your worries and concerns

After a major car accident and injury, you may develop concerns and anxiety about a specific event. Talk to your doctor or a psychologist about your anxieties; they may be able to help you overcome them through counselling.

You might want to speak with other people who have been in serious car accidents to learn how they dealt with the initial phases of rehabilitation. While a doctor can help you through psychotherapy, interacting with someone who has been in your shoes can sometimes be more beneficial.

Get the financial help you need

Not only has your car been wrecked, but you may also be out of work for an extended length of time, which can have a negative influence on your income and lead to debt. As a result of these debts, your mental health may be suffering, and you may find yourself thinking about them frequently, causing you to lose concentration on other things. 

Speaking with an experienced group of car accident attorneys to see if you have a legitimate case can help you seek financial assistance for your car accident. If you weren’t at fault, you may be able to seek compensation to help you get back on your feet financially. Alternatively, you might speak with a debt counselor about how to pay off your obligations while staying on track with your present budget.

Don’t delay driving

It’s understandable if being in a car accident has made you reluctant to travel by car, especially if you’re the one behind the wheel. However, if you wait a long time after an accident to get back in the car, you’ll be less inclined to ever drive again. Consider the advantages of driving, such as the flexibility to go wherever you choose, the lack of public transportation fees, and the overall convenience for shopping and leisure activities. Slow down, bring someone along to help, and you’ll be back behind the wheel in no time.

Consider a safer car

Finally, even the safest cars can be involved in serious accidents. If you believe your car choices have been unsafe, you might want to look into safer car options. Looking for family cars with extra safety features will make you feel safer while driving, as well as provide you with an extra layer of protection in the event that your car is involved in another accident. Remember, studies show that if you obey the rules of the road and drive carefully, you’re considerably less likely to get into another accident.

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How To Improve Your Credit Score

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Improve credit score

Your credit score is one of the most important things you have in life as it can determine how much money you can borrow. It is something that will be analyzed to determine your affordability for large purchases such as a house, car or if you want to put an item like a phone or expensive watch on finance. Your credit score can be bad for a number of reasons, such as if you have large amounts of debt, if you miss payments or are not on the electoral roll. If you find yourself being contacted by skip tracing for late payments, this will also have a negative affect. To avoid this from happening, it is important to try and build up your score. Whether you have a low score now that you are trying to improve, or you are looking to build your score to the best it can be as you will soon be applying for a large purchase, here are some ways that you can improve it in no time.

1. Keep your credit utilisation low

It is important to keep your credit utilisation low so you don’t look like you rely solely on credit. Credit should be to boost your finances and not something that you solely depend on. You should always try to use less than 50% of your credit utilisation so it shows this. If you can keep your credit usage below 25% of the limit that is the best way to improve your score. If you have used quite a lot of credit it could be worth upping your limit (but not spending any more on it) so it means you are within your 50% limit.

2. Make your payments on time

Late payments are a massive no-no when trying to improve your credit and can stay on your credit report for up to seven years. This is why it is so important to ensure that you make your payments on time, every single month. If you find that you forget to make payments on time, why not try setting up a direct debit that takes the money straight from your account and pays the other debt off? This way you don’t need to remember to do it yourself every month and will make sure that you never miss a payment.

3. Build your credit history

If you don’t have any credit, then it is a good idea to get some so that companies can see how well you pay bills and debts. Why not get a credit card with a small limit and pay it off in full each month? Or take out a phone contract that is in your name? Also make sure that you get on the electoral roll. This is often a problem that a lot of young people have regarding credit but can easily be built up with a few steps.

These are just a few of the ways that you can improve your credit score. By implementing this you will find that your credit score will soon improve and help you with future financial applications.

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Would you like getting paid to take surveys?

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Taking paid surveys are one easy way to make money in EEUU because you can work at home. The actual social and laboral situation is being difficult to find a job. You can see the positive side: you have a good opportunity to get paid to take surveys.

Honestly, you will not be absolutely rich even if you don´t have a good personal situation but it´s a good way to make money. And if you live in EEUU, you are lucky because this job is better paid than other countries.

Many companies stay in USA and many market studies are done around the country so it is the place where more money are given to people who do the survey completed. The brands want to know what people are talking about, what are their opinion about one product, how is their life, etc. And the paid surveys are a good way to find out it. While more specifics are the answers, the results are getting better for the companies who will be closer than their public objective.

Would you like working to get paid to take surveys? Pay attention to this.

How to apply for paid surveys work

If you are interested in working to get paid to take surveys, you must to login in a sure platform and register. It´s completely free. Once you sign up, you have to wait for an email be sent you, so you need to check the account inbox serveral times.

You need to answer some questions about you because it´s important to create one profile and they can send you questions according to your personality depending on your preferences. One tip is you can answer the questions as precise as possible. On this way, your possibilites to get the job are higher. When you finish to fill your personal information, just wait.

How paid surveys work

You will be better paid in EEUU than other countries. To be honest, you will not be rich taking surveys but it´s extra money if you need anytime. So, get away those  companies that promise you earn a lot of money with paid surveys because its not so. When you do the first survey, you will be paid with from $1 to $4. It´s not too much but enough money to help you.

There are a lot of places where you can apply but don´t trust those that promise you earn a lot of money taking paid surveys because it´s not real. You can check, for example, the web https://topencuestaspagadas.net. They show you some safe places.

Getting paid to take surveys is a good way to earn money in EEUU. Many companies are making products every time and they want to know the public´s opinion before the product is sold. This is your opportunity because in EEUU nothing is stopped. So if you want extra money, just apply.

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