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America’s Aging Workforce: A Call For Change

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You don’t need us to tell you that people are living longer. What’s more, advances in medical treatments keep us fighting fit into our later lives. With medicine as it stands, even illnesses such as cancer aren’t enough to knock us down. Instead, we bounce back, often fitter than we were before. Such is the miracle of modern medicine.

No one can deny that this is a positive change and something we should all be thankful for. But, it’s also impossible to ignore that these improvements are at the root of some issues. America’s aging population is nothing new. For years now, we’ve seen baby boomers, born between 1946-1964, forming the largest generation in America. As it stands, 75 million American citizens fall into this category.

As a result, strains have been placed on Medicare, social security, and even our workforces. Early retirement packages start as young as 62, but many are now able to work later. What’s more, inadequate pensions leave many with no other choice.

And, there are obvious issues with an aging workplace. While there are benefits to elderly workers, there are also negatives. Of course, the majority of the issues come about from workplaces targeted towards the young. So, what needs to change to help our aging workers? Let’s take a look.

New health and safety regulations

As it stands, health and safety regulations aren’t serving the aging workforce. In the past, workplace fatalities have concerned younger workers or an even mixture across the ages. But, statistics from Minnesota fatalities suggest that things are changing, with more elderly workers at risk of fatal or long-term injuries. In fact, at least half of workplace deaths involved those who were 55 and over. And, these numbers look set to skyrocket in the coming decade. In some ways, you could argue that these statistics are inevitable. After all, workers in these age ranges now far outweigh those in any other. But, the figures are still worrying. What’s more, those over the age of 65 are thought to take longer to recover. Statistics show that older workers took an average 14 days to recover, while younger workers took 4-9. This is terrible news for everyone, as it means lost workload and lost earnings. The injured individual would be within their rights to contact lawyers such as Strickland, Agner & Associates to cover the financial burden of their time off. But, this would again leave employers out of pocket, which ultimately doesn’t help anyone involved.

Instead, it might be time for workplaces to reconsider their health and safety measures. With elderly workers in mind, issues such as visibility and hearing should be a priority. Bear in mind, too, that a small trip could do real damage for an older worker. As such, it’s more important than ever to keep walkways clear and safe at all times. These changes won’t be difficult to implement. So, there’s no excuse for workforces not to get behind this.

A focus on employee wellness

Employee wellness should always be a priority. Any employer knows that allowances must be in place for workers with disabilities. The law states that they provide wheelchair friendly desks, easy access to all areas, and even parking spaces close to the building. And, all these allowances could help to make life easier for an aging workforce. Admittedly, going too far here could cause insult. But, it’s hard to ignore that a 65-year-old worker will struggle to make their way up three flights of stairs to reach the office. As such, you should provide options like elevators and parking spaces nearby. Keep this understated, and let workers make their own choices about whether to use such benefits. But, you can be sure that having the option will go a long way towards reducing any discomfort.

Acknowledge the limitations of age

This is a tricky matter to traverse. On the one hand, discrimination should be avoided at all costs. And, that includes age discrimination. At the same time, it’s impossible to ignore that older workers won’t be as able to complete incredibly strenuous jobs. What’s more, they could cause themselves injuries while attempting it. As such, it’s difficult to know how employers could best approach this issue.

It may be that jobs should be at a worker’s discretion. Nobody knows our limits as well as we do. As such, it should be made clear that elderly workers can approach managers if they aren’t up to certain tasks. They shouldn’t be reproached or made to feel uncomfortable. Instead, bosses should be accommodating here. After this has happened once, they’ll know not to give the individual in question that job again. Rather than being a matter of discrimination, communications like these are a sign of a healthy and fair workplace, which accommodates for age without making assumptions.

Acknowledge the benefits of age

On the other end of the scale, it’s also crucial for workplaces to acknowledge the benefits with come from an aging team. Workers who have been in the field for their whole lives can bring a load of experience to a role. While not all 65+ employees will be as physically able as young candidates, you can be sure they’ll know a lot more. Why not make the most of these benefits by entrusting our older workers to train our young ones? This would save managers both time and money, and ensure workers learn from someone who’s done the job for years. What’s more, those older workers are sure to appreciate the chance to pass on their knowledge. It’s the best of both worlds and is a setup which is sure to suit everyone.

In conclusion

Accommodating an aging workforce isn’t difficult. It doesn’t cost employers, or create unnecessary work. In fact, small shifts in thinking and operations are all it takes to get this right. And, given that this is an issue which will only become more prevalent, it makes sense that all workplaces get on top of this sooner rather than later.

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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4 Tips On Coping After A Bad Car Accident

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Following a car accident, your physical well-being is naturally at the front of your concern. When you’ve been seriously hurt, though, it can take longer to recuperate both mentally and physically. Even when your body has healed and you’ve gotten back on your feet, the consequences on your mental health may persist. In these circumstances, you must give yourself time to heal, and here is some advice on how to cope emotionally after a bad car accident.

Talk about your worries and concerns

After a major car accident and injury, you may develop concerns and anxiety about a specific event. Talk to your doctor or a psychologist about your anxieties; they may be able to help you overcome them through counselling.

You might want to speak with other people who have been in serious car accidents to learn how they dealt with the initial phases of rehabilitation. While a doctor can help you through psychotherapy, interacting with someone who has been in your shoes can sometimes be more beneficial.

Get the financial help you need

Not only has your car been wrecked, but you may also be out of work for an extended length of time, which can have a negative influence on your income and lead to debt. As a result of these debts, your mental health may be suffering, and you may find yourself thinking about them frequently, causing you to lose concentration on other things. 

Speaking with an experienced group of car accident attorneys to see if you have a legitimate case can help you seek financial assistance for your car accident. If you weren’t at fault, you may be able to seek compensation to help you get back on your feet financially. Alternatively, you might speak with a debt counselor about how to pay off your obligations while staying on track with your present budget.

Don’t delay driving

It’s understandable if being in a car accident has made you reluctant to travel by car, especially if you’re the one behind the wheel. However, if you wait a long time after an accident to get back in the car, you’ll be less inclined to ever drive again. Consider the advantages of driving, such as the flexibility to go wherever you choose, the lack of public transportation fees, and the overall convenience for shopping and leisure activities. Slow down, bring someone along to help, and you’ll be back behind the wheel in no time.

Consider a safer car

Finally, even the safest cars can be involved in serious accidents. If you believe your car choices have been unsafe, you might want to look into safer car options. Looking for family cars with extra safety features will make you feel safer while driving, as well as provide you with an extra layer of protection in the event that your car is involved in another accident. Remember, studies show that if you obey the rules of the road and drive carefully, you’re considerably less likely to get into another accident.

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How To Improve Your Credit Score

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Improve credit score

Your credit score is one of the most important things you have in life as it can determine how much money you can borrow. It is something that will be analyzed to determine your affordability for large purchases such as a house, car or if you want to put an item like a phone or expensive watch on finance. Your credit score can be bad for a number of reasons, such as if you have large amounts of debt, if you miss payments or are not on the electoral roll. If you find yourself being contacted by skip tracing for late payments, this will also have a negative affect. To avoid this from happening, it is important to try and build up your score. Whether you have a low score now that you are trying to improve, or you are looking to build your score to the best it can be as you will soon be applying for a large purchase, here are some ways that you can improve it in no time.

1. Keep your credit utilisation low

It is important to keep your credit utilisation low so you don’t look like you rely solely on credit. Credit should be to boost your finances and not something that you solely depend on. You should always try to use less than 50% of your credit utilisation so it shows this. If you can keep your credit usage below 25% of the limit that is the best way to improve your score. If you have used quite a lot of credit it could be worth upping your limit (but not spending any more on it) so it means you are within your 50% limit.

2. Make your payments on time

Late payments are a massive no-no when trying to improve your credit and can stay on your credit report for up to seven years. This is why it is so important to ensure that you make your payments on time, every single month. If you find that you forget to make payments on time, why not try setting up a direct debit that takes the money straight from your account and pays the other debt off? This way you don’t need to remember to do it yourself every month and will make sure that you never miss a payment.

3. Build your credit history

If you don’t have any credit, then it is a good idea to get some so that companies can see how well you pay bills and debts. Why not get a credit card with a small limit and pay it off in full each month? Or take out a phone contract that is in your name? Also make sure that you get on the electoral roll. This is often a problem that a lot of young people have regarding credit but can easily be built up with a few steps.

These are just a few of the ways that you can improve your credit score. By implementing this you will find that your credit score will soon improve and help you with future financial applications.

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Would you like getting paid to take surveys?

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Taking paid surveys are one easy way to make money in EEUU because you can work at home. The actual social and laboral situation is being difficult to find a job. You can see the positive side: you have a good opportunity to get paid to take surveys.

Honestly, you will not be absolutely rich even if you don´t have a good personal situation but it´s a good way to make money. And if you live in EEUU, you are lucky because this job is better paid than other countries.

Many companies stay in USA and many market studies are done around the country so it is the place where more money are given to people who do the survey completed. The brands want to know what people are talking about, what are their opinion about one product, how is their life, etc. And the paid surveys are a good way to find out it. While more specifics are the answers, the results are getting better for the companies who will be closer than their public objective.

Would you like working to get paid to take surveys? Pay attention to this.

How to apply for paid surveys work

If you are interested in working to get paid to take surveys, you must to login in a sure platform and register. It´s completely free. Once you sign up, you have to wait for an email be sent you, so you need to check the account inbox serveral times.

You need to answer some questions about you because it´s important to create one profile and they can send you questions according to your personality depending on your preferences. One tip is you can answer the questions as precise as possible. On this way, your possibilites to get the job are higher. When you finish to fill your personal information, just wait.

How paid surveys work

You will be better paid in EEUU than other countries. To be honest, you will not be rich taking surveys but it´s extra money if you need anytime. So, get away those  companies that promise you earn a lot of money with paid surveys because its not so. When you do the first survey, you will be paid with from $1 to $4. It´s not too much but enough money to help you.

There are a lot of places where you can apply but don´t trust those that promise you earn a lot of money taking paid surveys because it´s not real. You can check, for example, the web https://topencuestaspagadas.net. They show you some safe places.

Getting paid to take surveys is a good way to earn money in EEUU. Many companies are making products every time and they want to know the public´s opinion before the product is sold. This is your opportunity because in EEUU nothing is stopped. So if you want extra money, just apply.

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