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Is the US Housing Market Slowing Down?

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There are signs that the US housing market, buoyant for several years with prices soaring, is slowing down as even properties in popular ‘hot spots’ such as Seattle, parts of Texas and Silicon Valley are taking longer to sell and sometimes not making their asking prices.

Economists predict the overall gain for property prices across the US will only be five percent for 2018 and will be down to three percent in 2019. The rise of home improvements – well over $300 billion is being spent on various house remodeling projects per year – show Americans are staying put and improving their present home rather than moving.

Versatile, top quality home improvements and ‘add-ons’ such as attic and garage conversions, and easy-to-install storage such as weatherproof prefabricated sheds that can add more space in a matter of hours, are giving people the chance to increase space in and around their properties for a fraction of the costs of moving home.

Pricing and interest rate rises

What has slowed the market?

Accelerating house prices – they’ve finally outstripped house buyers’ ability to afford them; rises have mostly been fueled by hitherto low housing stock in hot markets such as California and the Miami area.

Interest rate rises – recent interest rate rises make it not only more difficult for buyers to afford the repayments on what is likely to be a high mortgage, but have caused confidence to dip as people wonder if more are on the way.

Not a full blown slump

Many analysts, including Nobel Prize winning economist Robert Shiller – who predicted the ‘dot com bubble’ bursting back at the turn of the millennium – don’t predict a big downturn like that experienced during the financial crisis of 2008.

They’re saying it’s more a sign of demand naturally tailing off for a while as the market corrects itself and housing stock increases. It certainly has done in property hot spots such as Seattle where supply rose by well over 20% compared to late 2017.

Confidence has waned somewhat in the property market; even though the US economy is doing well only some 65% of Americans consider it a good time to buy – the lowest percentage since the world wide slump of 2008 when the property market was severely affected.

Certain areas such as Alabama are actually seeing property sales rise as these are areas that are still relatively affordable compared to the likes of California, where prices still make it hard for people to buy.

House builder stocks falling

An indication that all is not well in the housing market is the significant fall in homebuilding company stock values: overall stocks are down 21% this year, so very much in 2008 recession territory and worthy of caution.

Good for investors but less good for buyers

The lowering of prices and the rise of housing stock makes it good news for investors as properties offering decent yields may become reality again.

Ironically, a strong economy allied to low unemployment – the lowest since the late 1960s – increases the risk of interest rates continuing to rise as the Federal Reserve tries to keep inflation under control. That has the consequence that confidence is lower for potential house buyers, as is their ability to buy.

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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Karatbars Becomes One of “10 Blockchain Companies To Watch In 2019” according to Forbes

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Stuttgart, June 06, 2019 –   America’s most prominent business magazine Forbes places The Karatbars group around Dr. h.c. Harald Seiz in a new list of the  “10 Blockchain Companies To Watch In 2019“. Joresa Bount’s article presents a “deeper look at the technologies, founders, and companies that are emerging in the industry (…) The teams of these innovative blockchain startups are global, cutting-edge, and typically include early blockchain adopters as founders.”

Ms. Bount asserts that “This list showcases 10 companies working to make blockchain more accessible, prominent and mainstream. (…) Each offers something unique with the potential to disrupt traditional industries as well as gain support from legitimate entities.”

“Based in Germany, Karatbars International GmbH is the developer of KaratGold Coin and a robust gold-linked ecosystem of cross-border blockchain solutions. Their latest product, the IMpulse K1 Smartphone, is the first phone using Voice Over Blockchain Protocol (VOPB). Currently, KaratGold allows consumers to trade or purchase gold on more than 500,000 acceptance points worldwide. With all of the recent talk about Bitcoin versus gold, this company provides the best of both worlds,” the article says.

Karatbars CEO and Founder, Dr. h.c. Harald Seiz states that “the Forbes contribution and inclusion in such a list is a great honor for us. The article shows the full diversity of the blockchain universe – and we are proud to be listed in this series due to our two crypto-currency innovations, including a link to gold, and the blockchain smartphone IMpulse K1.” “Cryptocurrencies and blockchain are on everyone’s lips. But cryptocurrencies are not only relevant as an investment object, the underlying blockchain can revolutionize all our workflows and business processes – even outside of finance. That’s what we and the other nine companies exposed by Forbes are working on every day,” he continues.

“In order to strengthen our marketing activities in this area, we have now entered into a cooperation with the most well-known crypto-influencer, John McAfee. Hardly anyone else covers the market as well – and critically – as he does and so we are pleased about the collaboration on our cryptocurrency KaratGold Coin (KBC),” Seiz tells. “Warning: I work with this company. However, KBC coin is linked to gold in a way that downside is limited, while the upside is unlimited. (…) For me, it is simply a way to protect against the crypto markets’ volatility. I only work for companies I believe in,” McAfee shared on his Twitter.

More Information about Karatbars

Karat-Gold

Karatbars International GmbH was established in 2011 with its main office in Stuttgart. The CEO and founder Dr. h.c. Harald Seiz is active all around the world. He offers a vast number of goods and services around the real value gold and blockchain solutions. In fact, these are the distribution of small gold bars, cash gold – the substitute of conventional currencies – and two cryptocurrencies, the Karatgold Coin and KaratCoinBank Coin. In October 2019 Karatbars the Voice-Over-Blockchain Protocol Smartphone IMpulse K1-Phone will be launched. The device provides highly secure data transmission via blockchain and end-to-end encryption. The company is now the front runner at the market of innovative gold products.  It has more than 600 000 affiliates in more than 120 countries with the annual turnover reaching 100 million euros.

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Why hair transplant is so demanded in Turkey

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Men face every day the aesthetic canons that society imposes. It is no longer only women who suffer the consequences of maintaining an attractive and young image, but nowadays the male sector is also affected. In the case of men, alopecia is one of the biggest concerns, because a beautiful, strong and healthy hair is symbol of beauty and youth.

Men, after trying several homemade methods or miraculous solutions, see how their baldness increases in the same proportion as their self-esteem decreases. The worst of all is that alopecia is something inevitable, but the good thing is that there are medical advanced treatments that really provides good and natural results.

Capillary grafts are no longer a taboo and Turkey is the European epicentre for this type of treatments, becoming the mecca of health tourism, especially related to provide modern and effective solutions against alopecia.

The most advanced hair treatments in Turkey

Turkey has many expert clinics in this field, such as Capilclinic, that make possible this international acknowledgment of hair treatments in this country. This popularity is due to their ability to apply the latest technology and the most modern methods in the solutions offered to their patients.

The most demanded treatment to solve the alopecia problem is the hair transplant in Turkey, that ensures natural results and the patient does not have to worry about anything, since they often offer packages where all expenses are included: treatment, hotel, private transport…  It is also remarkable that this country is becoming so popular as a medical destiny because of its really competitive prices if we compare them with the same procedures carried out in other European countries. In addition, these packages we’re talking about offer many more advantages than the treatments in other countries for much less money.

Therefore, personal attention and professional and economic reasons are the main motives that make thousands of people travel to Turkey to undergo medical treatments.

How to know if a capillary graft is well done

The main objective that we want to achieve with a capillary graft is naturalness. In this sense, we can say that the treatment has been a success when nobody notices it. The experience of the professionals of the medical team that carries out the treatment is the key element that guarantees the natural results. Each graft must be made according to the angle and direction of the hair of the area of ​​the head in which it is located.

In addition, other aspects have to be taken into account to achieve that naturalness. For example, considering the age of the patient is essential, since it would be very artificial for a 60-year-old man to have a very low frontal line, more appropriate for adolescents.

The decision about what kind of hair transplant choose and which will be the most effective should be taken with the precise advice of the professionals, after evaluating each particular case and the patient’s own expectations.

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BI Tecnology leading the way in provision of industrial machinery

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The Italian company BI Tecnology has merged with I.mec in order to provide a better service to its clients and make it much easier for them to access products and services easily without losing any of the years and years of expertise gained in the industry.

They specialise in main products that have applications across many industries from food and pharmaceuticals to ceramics and waste disposal and recycling. They are experts across machinery for all these sectors and the provision of machinery it assist with the production of quality materials and ingredients.

Industry experts Bitecnology.com are able to give advice and guidance on all aspects of iron removal systems, vibrating sieves and mixing tanks, no matter which sector requires the equipment, and they carry all the right quality assurances and certifications so you can be safe in the knowledge that you are working with a quality piece of equipment.

Putting the customer first and adapting to their needs

Bitecnology have a whole team of experts who can not only ensure that the right equipment is purchased that meets the client’s need, but they can also consult on how to adapt the wide range of equipment to meet specialised criteria dependent on the needs of the client.

The priority is customer service and experience and decent post-sale support, to ensure the use of the equipment is running smoothly and as expected. BI tecnology and I.mec consider themselves as a partner you can rely on for all your screening, filtering and iron removal.

Separation of dry materials and mixtures

Bitecnology are specialists in vibrating sieves which are used to separate mixtures and in the production of heterogeneous solids. The size of the orifices in the sieve vary, making one vibrating sieve more appropriate for certain tasks than another.

Often they are used in the food industry and food production lines, but also in other industries like waste separation, or removing chunks of marble from sand, or removing impurities from salt for example. The machines are ideal for use across a range of industries, not just food production but also pharmaceutical, ceramic, cosmetics and construction industries.

In instances where it is better to add water to a dry mix, there are also machines available for this. It allows sieving down to the finest particles available through a fine mechanical sieve made from steel or nylon mixed with bronze. This is known as wet screening.

Quality is assured through independent certification

In order to guarantee a quality product, and to build trust that high standards will always be maintained, BI Tecnology  have been sure to not only obtain those certifications that are required under EU regulations, but also additional certifications to show how well produced each product is.

Every machine produced is subjected to thorough systematic testing. It means you can be sure that the service is reliable and safe, and is important for quality standards. And this is in addition to the  Ex Atex and TUV InterCert SAAR Certificates the company holds.

This is how you know it is a company you can trust and rely on, but also it is vital in your own manufacturing or production line that the safety of your own workforce is catered for, and that using these machines also ensure a quality outcome for you too.

A wide range of products are available

It is not just the vibrating sieve that is available, there are a wide range of products to suit your needs, including:

Vibrating sieves

Mechanical canvases for vibrating sieves

Iron removers

Mixers

Pumps

Dissolving Units

Mill discharge Units

They are happy to go through a consultation to discuss the best option, simply complete a form online or give them a call for a specialist, competitive quote.

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