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Smart Traveling: Managing Your Money on the Go

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A partial landscape view of the Grand Canyon during sunrise. Picture by Moyan Brenn on Flickr

Smart travelers are people who are clever when it comes to managing their money, even when they’re on the go. They are people that are able to budget and save, even when faced with all the worldly temptations that they come across while on their travels. Plus, they are people who are able to stretch their spending across the whole duration of their time away from home, no matter how long that may be. 

Ask yourself this; are you smart with your finances when you’re traveling? If you don’t think that you are, then make sure to check out the helpful advice on the matter of being a smart traveler below. 

Keep tabs on your bank account

When you travel, you escape the pressures of your life back home. You escape the pressures of working and studying, as well as those surrounding the balancing of your professional and personal life. When you travel, it’s just you, whoever you may be traveling with and the open road before you.

It’s okay to escape the pressures of your life, but it’s not okay to escape the particular pressure that is your bank account. No matter how far you go, you need to regularly check your bank so that you can keep tabs on how healthy it is looking. How can you be sure that you weren’t being charged double the amount you should have been for drinks on that night out you had? The only way to be sure is to log onto your internet banking portal on a safe, secure device and network to check your account as soon as you can. Or, you can sign up to text alerts that will bring the information you require regarding your spending to you, rather than you having to go to it. Such alerts will warn you when suspicious spending has taken place, too, so they’re well worth signing up for. 

Keep up with your bills back home

Again, you may be escaping certain pressures back home when you head off on your travels, but there are just some that you can’t run away from. One such pressure may be the need for you to pay bills.

Having a life set up back home is going to mean that you are going to need to keep up with all of your important monthly payments. Be it payments on your home, on your car or even on something as simple as your phone; you need to make sure that they are going out of your bank each month. You need to make sure they are going out if you don’t want to miss a due date, trigger fees and then ultimately hurt your credit score. To keep up with your outgoings, you need to embrace continuous payment authority, otherwise known as autopay. As suggested in its name, autopay automates regular payments, meaning you don’t need to take time out of your travels to send the money you owe over to whoever is seeking to collect it.

Traveling is an expensive game, there’s no denying that. If you want to be stretching your adventure as far as it can go, then you need to be finding ways to cut into the amounts that you spend while you’re on the go. To do this, you’re going to have to seek financial rewards whenever and wherever you can.

First, this means finding yourself a reward credit card, the best of which can be found at Bonsai Finance, as this will gift you the chance to spend more money at any one given time. The Chase Sapphire card, especially, is one that you should be looking at as it works alongside travel partners, such as big airline and hotel companies, to provide money back on required traveling expenses. Second, you should be seeking to make as much use as you can out of airline miles, otherwise known as frequent flyer miles. When you do, you accumulate a free-spending fund with every mile you travel, meaning you could end up getting yourself a free plane ticket after traveling a certain distance.

The best way to manage your money, whether you’re on your travels or not, is to set budgets for yourself. Budgets that you not only set but, for the most part, adhere to. By doing so, you stop yourself from spending all those little, seemingly innocuous amounts of money, and by doing that you save yourself a boatload in the long run.

When it comes to budgeting throughout your traveling experience, you should first find ways to save on all the things that are necessary for you to maintain a good standard of living. For instance, this should mean you not only make full use of the free breakfast being offered at your hostel by heading down to it but by stocking up for your day while you’re there. If your hostel offers you the chance to make sandwiches, don’t be afraid to make extra for your day ahead! Doing so will see you get the nutrition you need to travel to the best of your ability, without having to spend big on having meals out.

Something else that you should do is load up on entertaining material before you are suckered into buying magazines at the airport. By bringing your own entertainment, which could mean packing your laptop with movies or bringing a device full of reading material, you stop yourself from having to spend money on things that will, sooner rather than later, have you wondering where all of your money has gone.

You should never let fears about your finances stop you from traveling. If you want to head out and the see the world, give in to your desire to itch your wanderlust scratch and do it! When you do do it, just don’t get silly with your finances. Make sure you are keeping up with your bank and your payments, make sure you are finding financial rewards wherever you can and make sure you are always budgeting.

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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Travel

A unique perspective of Jamaica

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Over the last years, Jamaica has become one of the most visited destinations by tourists in the entire world. This beautiful Caribbean island with its stunning beaches, rich nature and delicious gastronomy has everything you could wish for in a holiday destination. However, if you want to experience Jamaican culture in a unique way while interacting with nature hand in hand, there is a place you can not miss during your trip: Yaaman Adventure Park.

The most original holidays

Jamaica is famous as a beach holidays destination. And who can really blame those that choose to visit the country because of this? Its white sand beaches with crystal clear waters and jungle right next to the shores make out for some breathtaking views. However, Jamaica has so much more to bring into the table. A good example of this can be found in the famous tours in Ocho Rios offered by Yaaman Adventure Park.

Ocho Rios is known as the most touristic area on the entire island. And in an area with such a wide catalogue of activities focused towards tourists, we can find Yaaman Adventure Park. Formerly known as Prospect Plantation, Yaaman Adventure Park original placement used to be an 18th Century agricultural property with a lot of history and cultural points. Yaaman Adventure Park offers its visitors the opportunity to interact hand in hand with nature in a lot of adrenaline filled adventures that will make out for unforgettable experiences. 

Do not limit yourself to simply laying on the beach, discover the beautiful island of Jamaica and its culture in a fun and original way. 

The perfect activities for everyone in the family

There are as many types of holidays as there are types of people in the world. Yaaman Adventure Park is aware of this, and that is why they offer a wide catalogue of activities in Ocho Rios that will adapt to everyone’s needs. Your age does not matter, there is the perfect activity waiting for you at Yaaman Adventure Park. Yaaman Adventure Park has a lot of fun activities that will allow you to interact with nature, as well as some more relaxing ones that will help you understand Jamaican culture better. Some of their most renown activities include:

Bird aviary tour

An activity that everyone in the family will surely love! In this aviary, you will be able to interact with exotic and local birds while they freely fly around you. The aviary is a tropical heaven for the birds that live there, and will make you feel like you have been transported to a fairytale world.

Swim with dolphins

Dolphins are some of the most beloved sea animals in the world. And in Yaaman Adventure Park you will be able to swim with dolphins in their unique shore excursions in Ocho Rios. These loving creatures are very smart and love interacting with the visitors. During these excursions, you will be able to swim with them and even hug and kiss the lovely dolphins. 

Cook genuine Jamaican recipes

Jamaica has one of the most delicious cuisines in the world. Their traditional colourful dishes are full of unique flavours that will not disappoint your palate. On the cooking tour offered by Yaaman Adventure Park, you will learn how to prepare the traditional “Jamaican Fare”. The famous chef Irie will teach you all the secrets of this dish consisting of festival, Steamed Callaloo and chicken. All of this while you enjoy some breathtaking views 1100 feet above sea level.

But these are only some of the activities you will be able to enjoy at Yaaman Adventure Park. From Mud buggies tours to tours across near stunning rivers, rides on the back of camels or a jitney ride, the possibilities at this park seem endless. So if you are looking for a fun and original alternative for your next holidays, then look no further, Yaaman Adventure Park is the perfect place to go.

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Europe

How much money do you need to live comfortably in Spain?

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There are plenty of reasons why you may be thinking about living in Spain: its population is friendly and kind; its climate, especially in the coastal areas, is enviable; its gastronomy is incredible… but, what about its prices? What is the most affordable way to live in Spain?

Perhaps the most important question if you decided to go: would it be better to buy instead of renting a property in Spain. Or yet living in a Spanish residence?

Spanish cities where to live cheap and well

In the geographical variety that Spain presents, we can find many differences in average salaries and the standard of living that reside there would require. The areas of Galicia, Extremadura, Castilla y León, together with Almería and the south of Alicante usually have a lower price of euros/square meter in their homes. The quality of life is really appreciable, but you should know that there are fewer possibilities for business and transports.

The autonomous community of the Basque Country, Catalonia, and Madrid, which have higher than average incomes (normally more than 24,000 euros per year), also have higher prices. However, Madrid has such a wide range of rents that it sometimes makes them cheaper than other countries. 

In addition, and taking into account the tourist seasons, the areas of Valencia and Andalusia are normally a preference when it comes to living in Spain for a while or even spending your retirement. Although day-to-day life can be more expensive than in other areas of Spain, the mild climate and variety of leisure options are often worth it in the long run. 

Whatever your option is when moving to another country, especially if you don’t know its legal system, can be very tiresome. That’s why our advice is to try to contact local agencies (that speak English) to give you fair and fruitful advice. For example, to move to Andalusia, we usually recommend Tejada solicitors

I have already decided on the place. Now what?

Well, if you have already fully immersed yourself in the streets of a beautiful city that we have talked about, what should be your first step?

Decide what kind of stay you want to be in (since your future economic situation will also depend on this: taxes, permits…). You may have already chosen, for example, property conveyancing in Marbella, but it is recommended that you also think about renting a property, because it can be very profitable while you are in your other place of residence.

To sum up, before moving to a Spanish city, decide if you want to spend a little more money per month in exchange for the exceptional conditions that their precious land can give you; secondly, contact a reliable agency that will help you make the best investment and even more, apply for a Spanish residency if you are decided to stay for a long time.

And remember: a move is always a new beginning.

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Travel

Have everything ready for your next trip

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If there is one thing everyone loves is to travel. Whether we do it for business reasons or simply for pleasure, traveling brings us the opportunity of experiencing new alternatives and discover new places we would not be able to enjoy on a daily basis. But a lot of planning needs to be put into any travel in order for it to run out smoothly. Down bellow, you will be able to find some tips that could come out handy during your next journey. 

Moving around in a rented car

Renting a car is always an amazing option when it comes to moving around  a new and unfamiliar area. It gives us the option to move around freely, without the constraints or the language barriers that could be associated with public transportation.

A good example of this could be seen if you plan to visit the touristic island of Maui. This beautiful island has a lot of hidden gems that can not be reached using public transport. Rent a car Maui is an amazing affordable option to make sure you do not miss out anything on this marvelous island. They offer a big variety of rental cars, all with one of the best customer services in the island. 

Because we do not have why to miss out anything when we travel. 

Starting a new life in a new country

Sometimes, when we travel to a different country, it is not something temporal, but a permanent change. Starting a new life in a different country can seem like a scary experience at first, but with the right preparations, it should be a smooth transition.

A popular destination that people are choosing to move to permanently over the last decades has been Spain. But you may be wondering, how to move to Spain

Moving to Spain is a relatively easy process, but there is a series of steps you need to take in order to do so

  1. Check out the different types of resident permits and Visas and choose the one that better suits you.
  2. Check the requirements for said permit.
  3. Find out if you can submit the paperwork before moving to Spain or you need to do so once you arrive to Spain as a tourist.
  4. Prepare all the documentation needed for the paperwork.
  5. Get your Visa and start enjoying your new life in Spain.

Choose an option for your stay according to your needs

One of the key aspects of every travel is to decide where we are going to be spending our stay in our destination. Nowadays, there is a wide variety of resorts available on the main tourist destinations, so spending time to decide on which one would be a better fit for us is always a good idea.

Take for example the beautiful city of Cancun. Cancun is one of the most visited cities in the world. There are a lot of luxury resorts in this city, but if you are looking for an original and exciting experience, we can not stop recommending Temptation Cancun Resort

Temptation Cancun Resort is an exclusive resort that only admits adults +21 on their installations. They have recently reopened their doors with a timetable full of fun and sexy events you can not miss out. Because life is too short to spend it on traditional family destinations, try something original like Temptation Cancun Resort and live an once in a lifetime experience. 

Save money by using public transport

Public transportation is an affordable option available wherever we decide to travel. A fast and safe way to travel around any country has traditionally been the train. Thanks to websites like Trenes.com you can check the schedules of all the trains available, buy your ticket online and get amazing discounts on the final price. This makes moving around a different country easier than ever.

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