Month over month in 2016, the number of white collar arrests made is increasing – slowly. A financial crime usually motivated by greed, big businesses and companies are usually most at risk. So how can they defend themselves?
Picture this; you run a company, with hundreds of employees. How can you possibly be accountable for their actions? What if they use some of your business assets and connections to commit a crime? Or, what an employee uses their position to steal financial information and assets from your business? It’s a nightmare scenario because you really don’t know who you can trust.
A stronger defense
For many years, businesses have been applying systems to help weed out these untrustworthy employees. It really all begins at the hiring stage; the best way to prevent any future crime is to eliminate the problem at its source.
With the internet as powerful as it is today, it’s easy for pretty much anyone to conduct a background check. Sites like www.howtodobackgroundchecks.org even offer this advice for free. It’s useful for employers who want to be without a shadow of a doubt that this person is the right person for the job.
And, if your company keeps a lot of sensitive data and would be the perfect target for a white collar crime, this is vital. But your worries don’t end there – in fact, once that employee is through the door, your worries only escalate. How do you keep an eye on people, while protecting your data and not sacrificing the integrity of your company?
It’s feasible to assume that an employee could access this data and use your company’s assets to commit a white collar crime. If this is the case, are you liable? Is it your fault? You could always get a consultation from www.duffylawct.com/federal-crimes/federal-white-collar-crime-defense/ if you suspect you’re in trouble.
This area of the law is rather complex, especially if you’re not well-versed in it. It can be hard to tell if you’re actually at risk of prosecution or not. Sure, your employee committed the crime, but they did it by using the power of your business – does that mean you’re liable?
A pro-active mindset
Business owners should look for ways to fix these problems and boost security. Data protection is critical, lest it be lost or used against you. I’d start by limiting access to this data to the people who need it most. If your company’s server is stored in a side-room, lock that room and give yourself the only key.
Change your company’s passwords frequently, and make them memorable, but complex. If you find your passwords on lists of the most common, then you’re in trouble. Just last week, a teenager managed to hack the North Korean Facebook page by guessing their simple code.
And if nothing else, this shows you just how vulnerable companies are. If our financial data can be accessed this easily, then what more can we do? No matter how complex our passwords are, they could be guessed or hacked. No matter how much we trust our staff, they could still turn around and commit a white collar crime.
And that, in essence, is your answer. There is no true protection, against any kind of crime. All we can do is work our hardest to ensure these situations don’t arise. And if we do, we must combat them with all the force we can muster.
How To Improve Your Credit Score
Your credit score is one of the most important things you have in life as it can determine how much money you can borrow. It is something that will be analyzed to determine your affordability for large purchases such as a house, car or if you want to put an item like a phone or expensive watch on finance. Your credit score can be bad for a number of reasons, such as if you have large amounts of debt, if you miss payments or are not on the electoral roll. If you find yourself being contacted by skip tracing for late payments, this will also have a negative affect. To avoid this from happening, it is important to try and build up your score. Whether you have a low score now that you are trying to improve, or you are looking to build your score to the best it can be as you will soon be applying for a large purchase, here are some ways that you can improve it in no time.
1. Keep your credit utilisation low
It is important to keep your credit utilisation low so you don’t look like you rely solely on credit. Credit should be to boost your finances and not something that you solely depend on. You should always try to use less than 50% of your credit utilisation so it shows this. If you can keep your credit usage below 25% of the limit that is the best way to improve your score. If you have used quite a lot of credit it could be worth upping your limit (but not spending any more on it) so it means you are within your 50% limit.
2. Make your payments on time
Late payments are a massive no-no when trying to improve your credit and can stay on your credit report for up to seven years. This is why it is so important to ensure that you make your payments on time, every single month. If you find that you forget to make payments on time, why not try setting up a direct debit that takes the money straight from your account and pays the other debt off? This way you don’t need to remember to do it yourself every month and will make sure that you never miss a payment.
3. Build your credit history
If you don’t have any credit, then it is a good idea to get some so that companies can see how well you pay bills and debts. Why not get a credit card with a small limit and pay it off in full each month? Or take out a phone contract that is in your name? Also make sure that you get on the electoral roll. This is often a problem that a lot of young people have regarding credit but can easily be built up with a few steps.
These are just a few of the ways that you can improve your credit score. By implementing this you will find that your credit score will soon improve and help you with future financial applications.
Would you like getting paid to take surveys?
Taking paid surveys are one easy way to make money in EEUU because you can work at home. The actual social and laboral situation is being difficult to find a job. You can see the positive side: you have a good opportunity to get paid to take surveys.
Honestly, you will not be absolutely rich even if you don´t have a good personal situation but it´s a good way to make money. And if you live in EEUU, you are lucky because this job is better paid than other countries.
Many companies stay in USA and many market studies are done around the country so it is the place where more money are given to people who do the survey completed. The brands want to know what people are talking about, what are their opinion about one product, how is their life, etc. And the paid surveys are a good way to find out it. While more specifics are the answers, the results are getting better for the companies who will be closer than their public objective.
Would you like working to get paid to take surveys? Pay attention to this.
How to apply for paid surveys work
If you are interested in working to get paid to take surveys, you must to login in a sure platform and register. It´s completely free. Once you sign up, you have to wait for an email be sent you, so you need to check the account inbox serveral times.
You need to answer some questions about you because it´s important to create one profile and they can send you questions according to your personality depending on your preferences. One tip is you can answer the questions as precise as possible. On this way, your possibilites to get the job are higher. When you finish to fill your personal information, just wait.
How paid surveys work
You will be better paid in EEUU than other countries. To be honest, you will not be rich taking surveys but it´s extra money if you need anytime. So, get away those companies that promise you earn a lot of money with paid surveys because its not so. When you do the first survey, you will be paid with from $1 to $4. It´s not too much but enough money to help you.
There are a lot of places where you can apply but don´t trust those that promise you earn a lot of money taking paid surveys because it´s not real. You can check, for example, the web https://topencuestaspagadas.net. They show you some safe places.
Getting paid to take surveys is a good way to earn money in EEUU. Many companies are making products every time and they want to know the public´s opinion before the product is sold. This is your opportunity because in EEUU nothing is stopped. So if you want extra money, just apply.
The Cheapest Places to Upsize Your Home Revealed
Does it feel like you’re seriously lacking in space in your current home? Do you find the clutter has taken over your life simply because you don’t have enough storage space? Do you and your family members feel as though you’re living on top of each other with little to no privacy? If you’ve answered yes to these questions, then there’s a good chance you’re already convinced it’s time to upsize your home. But what if you can’t or don’t want to upsize the budget? Can you upsize your home in an affordable way?
With that in mind, here’s a look at some of the cheapest places in the UK where you can upsize your home.
Top spot goes to Orkney, which is not only a great location for upsizing but offers all kinds of other benefits to residents. It’s here that you’ll be able to take advantage of a bigger living space without having to inflate the budget exponentially.
As an in-depth article by deacon.co.uk – a specialist buildings insurance provider – points out, it is often called the happiest place to live. Residents consistently point out their high quality of living, low crime rates, school class sizes in the primary years are low. It’s rare you’ll find anything that would be classified as a traffic jam, there is plenty of open land and wide-open spaces, and you’ll be treated to some of the most exceptional natural scenery in the world.
Richmond in North Yorkshire
Another great location to research is Richmond in North Yorkshire. It features many of the same draws as Orkney does, but this time you will be located in England. The cost of living is more reasonable than many other areas of the UK, house prices are still affordable, the crime rates are low, and you’ve got a robust nightlife and entertainment scene that you can explore.
Rutland in the East Midlands
If you like that quiet kind of setting that is filled with history and fabulous architecture, then you may want to consider Rutland, which is the smallest county in Britain. There are plenty of rolling hills, the River Welland, a lot of agricultural lands, and is a drivable 164 km from London (ideal for a weekend getaway).
Hambleton in North Yorkshire
Hambleton is located in England’s northern regions with Northallerton being the largest town in the district. The district is dotted with small towns and villages, is known for its agricultural lands, and even got the title as the “best place to live in Yorkshire” a few years back. This title was based on life expectancy, overall health and wellness of residents, personal well-being, weather, crime rates, and employment.
Other Notable Places to Consider
And if you’re still not sold on the places listed, other affordable areas that you can potentially upsize your home include Eden in Cumbria, Westminster, and Richmond-upon-Thames. Each has its own unique personality and list of benefits. No matter which of these locations you pick, there’s a good chance you’ll be able to fulfill your goal of branching out and upsizing your home to something that is more functional and liveable.
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