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Month over month in 2016, the number of white collar arrests made is increasing – slowly. A financial crime usually motivated by greed, big businesses and companies are usually most at risk. So how can they defend themselves?

Picture this; you run a company, with hundreds of employees. How can you possibly be accountable for their actions? What if they use some of your business assets and connections to commit a crime? Or, what an employee uses their position to steal financial information and assets from your business? It’s a nightmare scenario because you really don’t know who you can trust.

A stronger defense

For many years, businesses have been applying systems to help weed out these untrustworthy employees. It really all begins at the hiring stage; the best way to prevent any future crime is to eliminate the problem at its source.

With the internet as powerful as it is today, it’s easy for pretty much anyone to conduct a background check. Sites like www.howtodobackgroundchecks.org even offer this advice for free. It’s useful for employers who want to be without a shadow of a doubt that this person is the right person for the job.

And, if your company keeps a lot of sensitive data and would be the perfect target for a white collar crime, this is vital. But your worries don’t end there – in fact, once that employee is through the door, your worries only escalate. How do you keep an eye on people, while protecting your data and not sacrificing the integrity of your company?

It’s feasible to assume that an employee could access this data and use your company’s assets to commit a white collar crime. If this is the case, are you liable? Is it your fault? You could always get a consultation from www.duffylawct.com/federal-crimes/federal-white-collar-crime-defense/ if you suspect you’re in trouble.

This area of the law is rather complex, especially if you’re not well-versed in it. It can be hard to tell if you’re actually at risk of prosecution or not. Sure, your employee committed the crime, but they did it by using the power of your business – does that mean you’re liable?

A pro-active mindset

Business owners should look for ways to fix these problems and boost security. Data protection is critical, lest it be lost or used against you. I’d start by limiting access to this data to the people who need it most. If your company’s server is stored in a side-room, lock that room and give yourself the only key.

Change your company’s passwords frequently, and make them memorable, but complex. If you find your passwords on lists of the most common, then you’re in trouble. Just last week, a teenager managed to hack the North Korean Facebook page by guessing their simple code.

And if nothing else, this shows you just how vulnerable companies are. If our financial data can be accessed this easily, then what more can we do? No matter how complex our passwords are, they could be guessed or hacked. No matter how much we trust our staff, they could still turn around and commit a white collar crime.

And that, in essence, is your answer. There is no true protection, against any kind of crime. All we can do is work our hardest to ensure these situations don’t arise. And if we do, we must combat them with all the force we can muster.

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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4 Tips On Coping After A Bad Car Accident

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Following a car accident, your physical well-being is naturally at the front of your concern. When you’ve been seriously hurt, though, it can take longer to recuperate both mentally and physically. Even when your body has healed and you’ve gotten back on your feet, the consequences on your mental health may persist. In these circumstances, you must give yourself time to heal, and here is some advice on how to cope emotionally after a bad car accident.

Talk about your worries and concerns

After a major car accident and injury, you may develop concerns and anxiety about a specific event. Talk to your doctor or a psychologist about your anxieties; they may be able to help you overcome them through counselling.

You might want to speak with other people who have been in serious car accidents to learn how they dealt with the initial phases of rehabilitation. While a doctor can help you through psychotherapy, interacting with someone who has been in your shoes can sometimes be more beneficial.

Get the financial help you need

Not only has your car been wrecked, but you may also be out of work for an extended length of time, which can have a negative influence on your income and lead to debt. As a result of these debts, your mental health may be suffering, and you may find yourself thinking about them frequently, causing you to lose concentration on other things. 

Speaking with an experienced group of car accident attorneys to see if you have a legitimate case can help you seek financial assistance for your car accident. If you weren’t at fault, you may be able to seek compensation to help you get back on your feet financially. Alternatively, you might speak with a debt counselor about how to pay off your obligations while staying on track with your present budget.

Don’t delay driving

It’s understandable if being in a car accident has made you reluctant to travel by car, especially if you’re the one behind the wheel. However, if you wait a long time after an accident to get back in the car, you’ll be less inclined to ever drive again. Consider the advantages of driving, such as the flexibility to go wherever you choose, the lack of public transportation fees, and the overall convenience for shopping and leisure activities. Slow down, bring someone along to help, and you’ll be back behind the wheel in no time.

Consider a safer car

Finally, even the safest cars can be involved in serious accidents. If you believe your car choices have been unsafe, you might want to look into safer car options. Looking for family cars with extra safety features will make you feel safer while driving, as well as provide you with an extra layer of protection in the event that your car is involved in another accident. Remember, studies show that if you obey the rules of the road and drive carefully, you’re considerably less likely to get into another accident.

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How To Improve Your Credit Score

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Improve credit score

Your credit score is one of the most important things you have in life as it can determine how much money you can borrow. It is something that will be analyzed to determine your affordability for large purchases such as a house, car or if you want to put an item like a phone or expensive watch on finance. Your credit score can be bad for a number of reasons, such as if you have large amounts of debt, if you miss payments or are not on the electoral roll. If you find yourself being contacted by skip tracing for late payments, this will also have a negative affect. To avoid this from happening, it is important to try and build up your score. Whether you have a low score now that you are trying to improve, or you are looking to build your score to the best it can be as you will soon be applying for a large purchase, here are some ways that you can improve it in no time.

1. Keep your credit utilisation low

It is important to keep your credit utilisation low so you don’t look like you rely solely on credit. Credit should be to boost your finances and not something that you solely depend on. You should always try to use less than 50% of your credit utilisation so it shows this. If you can keep your credit usage below 25% of the limit that is the best way to improve your score. If you have used quite a lot of credit it could be worth upping your limit (but not spending any more on it) so it means you are within your 50% limit.

2. Make your payments on time

Late payments are a massive no-no when trying to improve your credit and can stay on your credit report for up to seven years. This is why it is so important to ensure that you make your payments on time, every single month. If you find that you forget to make payments on time, why not try setting up a direct debit that takes the money straight from your account and pays the other debt off? This way you don’t need to remember to do it yourself every month and will make sure that you never miss a payment.

3. Build your credit history

If you don’t have any credit, then it is a good idea to get some so that companies can see how well you pay bills and debts. Why not get a credit card with a small limit and pay it off in full each month? Or take out a phone contract that is in your name? Also make sure that you get on the electoral roll. This is often a problem that a lot of young people have regarding credit but can easily be built up with a few steps.

These are just a few of the ways that you can improve your credit score. By implementing this you will find that your credit score will soon improve and help you with future financial applications.

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Would you like getting paid to take surveys?

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Taking paid surveys are one easy way to make money in EEUU because you can work at home. The actual social and laboral situation is being difficult to find a job. You can see the positive side: you have a good opportunity to get paid to take surveys.

Honestly, you will not be absolutely rich even if you don´t have a good personal situation but it´s a good way to make money. And if you live in EEUU, you are lucky because this job is better paid than other countries.

Many companies stay in USA and many market studies are done around the country so it is the place where more money are given to people who do the survey completed. The brands want to know what people are talking about, what are their opinion about one product, how is their life, etc. And the paid surveys are a good way to find out it. While more specifics are the answers, the results are getting better for the companies who will be closer than their public objective.

Would you like working to get paid to take surveys? Pay attention to this.

How to apply for paid surveys work

If you are interested in working to get paid to take surveys, you must to login in a sure platform and register. It´s completely free. Once you sign up, you have to wait for an email be sent you, so you need to check the account inbox serveral times.

You need to answer some questions about you because it´s important to create one profile and they can send you questions according to your personality depending on your preferences. One tip is you can answer the questions as precise as possible. On this way, your possibilites to get the job are higher. When you finish to fill your personal information, just wait.

How paid surveys work

You will be better paid in EEUU than other countries. To be honest, you will not be rich taking surveys but it´s extra money if you need anytime. So, get away those  companies that promise you earn a lot of money with paid surveys because its not so. When you do the first survey, you will be paid with from $1 to $4. It´s not too much but enough money to help you.

There are a lot of places where you can apply but don´t trust those that promise you earn a lot of money taking paid surveys because it´s not real. You can check, for example, the web https://topencuestaspagadas.net. They show you some safe places.

Getting paid to take surveys is a good way to earn money in EEUU. Many companies are making products every time and they want to know the public´s opinion before the product is sold. This is your opportunity because in EEUU nothing is stopped. So if you want extra money, just apply.

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