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Personal injury law

Health and safety has always been a massive concern in the workplace, and that continues to this day. Unfortunately, it’s usually a problem that continues to get worse – not better. In fact, a staggering 2,953,500 injury cases were recorded in 2014, and this number hasn’t declined in years.

These health and safety concerns in the workplace lead to personal injuries, which in turn lead to trouble for businesses. It often puts them at both legal and financial risk, and rightfully so. If you can’t protect your staff, then you shouldn’t be operating in the first place.

The true costs of personal injury on businesses

At face value, the effects of a workplace injury on the company in question may seem trivial. A temporary loss of a staff member and a potential small injury claim fee to boot – not too bad right? Wrong!

Let’s say that a worker is operating a drilling machine, and gets the fabric of his clothing caught on the rotating drill. That worker would sustain some pretty painful injuries, including a broken arm and muscle damage. The personal injury fee alone would be quite sizeable, but there are other costs to consider too.

That worker will need to have time off work, and his wages still need to be paid. In addition, the business needs to cover the loss of productivity by paying their current staff overtime, or hiring someone else. There’s also the legal expenses and even the machinery replacement and repair costs. Plus, to cover all this, the business may need to lay off some staff, causing people to lose their jobs.

All for not having relevant health and safety protocols regarding baggy clothing.

The truth is, the more employees we get that contact a lawyer handling personal injury, the quicker business will wake up and take action. Yes, that was an extreme example, but things like this do happen – rather frequently.

One excuse business owners use is ‘I have insurance don’t I?’ Yes, this may be the case, but insurance doesn’t cover everything. Some costs will have to be met by you. In truth, the only way to prevent personal injury – and subsequently, loss of cash – is to prepare.

Creating an injury-free environment

By using a simple step by step assessment guide, companies can reduce accidents and injuries by a huge percentage. It’s a day’s work that will pay off dividends further down the line.

Step 1: Identify anything that could cause harm – hidden stairs, slippy floors, unprotected machines. Identify who’s at risk from these.

Step 2: Decide if there’s anything that can be done to rectify the issue internally.

Step 3: Take action immediately. Record the action down for future reference.

It’s not rocket science, after all!

In short, the true costs of personal injury on business are much more than financial; they’re personal, and legal. It can damage your reputation, and turn away new employees – and existing ones. You can lose a chunk of cash, and be forced to lay people off. It’ll prove a nightmare for your insurance, and you’ll be put under investigation.

All this can be avoided with a few simple steps. If you’ve taken the time to read this post, it’s evident that you care about the integrity of your workplace – so act today!

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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Easy, Safe and Without Ads: the Best Websites to Watch Movies Online in 2019

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Movies can reach our hearts and make us feel unforgettable moments, catching us from the beginning to an end, and that is why we all like to watch a good one once in a while. However, we do not always feel like going to the movie theater. A few decades ago, films were in black and white and had to be seen in the cinema or on a television, but now it is possible to enjoy the best audiovisual content anytime and anywhere You just have to connect to a computer and watch one of the newly released films at no cost. At one time or another, all of us have looked for websites to watch movies online in order to enjoy an afternoon of home cinema. The problem with most of these free online movie viewing sites is that they are full of invasive advertising, spam, viruses and in many cases are a scam.

In this article we have browsed the Internet looking for the best websites to watch movies for free so you can enjoy watching movies and TV series without worrying about anything else –like annoying ad sor malware. Sometimes it can be a problem to find good websites to enjoy a good film, because some websites are full of invasive advertising, but luckily there are some sites that can be useful and allow us to have a great time watching movies from home.

After all the research we have been able to verify that websites without invasive advertising or Spam are few. Although if you check the different sites that we recommend in this summary of the best pages to watch free movies, you will find some good options. The following websites offer free audiovisual material. However, since we don’t agree with any type of infringement of intellectual property laws that protect the copyrights of cinematographic works, it is under your responsibility that these contents do not contravene any law or regulation in the country you are streaming from.

123movies

123Movies is a video streaming site that allows users to watch movies online for free. 123Movies provide visitors with a large catalog of titles, including new releases. Due to the variety of content, 123Movies has become one of the most popular streaming sites. You can find most movies and television shows on 123Movies. Besides new blockbuster films that have just recently appeared in theaters, you can find titles from other popular streaming sites, such as Netflix, Amazon, and Hulu.

You do not need to login or create an account. You simply click on the title that you want to watch and begin streaming on your computer or internet-connected device. You can watch movies from the browser on your computer, tablet, or smartphone. In most of the Western world, displaying content that was not obtained through the proper licenses is illegal. However, 123Movies operates in other parts of the world. They are often based out of countries that do not have strict anti-piracy or copyright laws. Plus, instead of hosting the content on their website, they link to external servers and the content is streamed from a secure cyber locker or another online source.

YouTube

Youtube is the only one source through which people can enjoy and look at any kind of movies or videos. Being accessible to people throughout the globe it also facilitates an individual with various options and desires according to their needs. If you have an Internet connection or even can use mobile data to open a site called Youtube and watch every movie you want without any problems. Google’s YouTube.com provides hundreds of good free movies, and it is also available in various languages. If you are interested, you can also rent or buy movies there.

YesMovies

When talking about free movie streaming one of the most visited site by many is Yes!Movies. This site has a good reputation when it comes to providing free access to movies from different countries. The site has an extensive list of TVSeries and movies at a fast loading speed. Also the video quality of the video can be adjusted to match the device that you are currently using.

IMDb

IMDb is not just a popular movie database but also an excellent resource for watching documentaries and films. They have a separate section for listing various films and documentaries. Often avoided but yet this site is featured in almost every list of streaming sites.

WatchMovieStream

WatchMovieStream offers thousands of free movies available for online streaming. The website works perfectly on all devices, so those of you who enjoy watching movies online on their mobile phone will be pleased. Watch Movie Stream is very easy to use, and movies are listed in 22 different genres.


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The Subtle Nuances That Count: 5 Factors That Could Have an Effect on Your Car Accident Settlement

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One of the most common questions you hear from those filing accident claims is how much their case is worth. Ascertaining the final amount for your settlement will often depend on a myriad of factors. Coming up with the final settlement can be an intricate process because so much is usually involved in the calculation. Some of the factors which affect your payout include the location of the accident, proof of medical treatments and bills, among others. Apart from that, there needs to be proof of liability on the part of the defendant and how much fault you, the plaintiff or victim, had in the accident. To further understand the aspects that could have an impact on your car accident settlements, here is what you need to know.

  1. The severity of Your Injuries

Undoubtedly, the more injuries you sustain as a result of an accident, the higher will be your accident payout. A traumatic brain injury or a catastrophic injury of any nature will require more medical expenses in addition to other factors such as pain and suffering as opposed to a soft-tissue injury or just a broken finger. In fact, to bring a lawsuit of pain and suffering, it is required that your injuries surpass a certain threshold. For that to happen, you must have undergone a permanent disfigurement or a serious body impairment which renders you useless in any way. If your injuries do not meet the threshold outlined in your state, you will not be in a position to file a lawsuit for your pain and suffering. However, the good thing is that you may still recover other benefits such as lost wages and medical expenses if you don’t pass the threshold for pain and suffering.

  1. Reasonable and Necessary Medical Costs

Don’t always assume that the adjuster will agree with the amount you want to be reimbursed for your medical expenses. In most cases, insurance firms do not like paying out for procedures or treatment which they believe is excessive or unnecessary.  Areas of contention include acupuncture or chiropractic treatments. Although you believe these professionals helped you to recover, the opinion of the insurance adjuster will always be different. In any case, insurance firms will be more willing payout only what they believe is necessary and reasonable when it comes to the aspect of medical cost. For instance, if you suffered multiple injuries on your soft-tissue and visited an acupuncturist and a chiropractor and paid a total of $4,800, the adjuster may feel that only $3,000 of your bill was necessary and reasonable. By that, it means that you’ll be personally responsible for the excess of $1,800, and this is something you’ll most certainly want to avoid. For that reason, make sure you seek treatment from reputable medical professionals to avoid this kind of confusion.

  1. Your Actions After the Accident

How you act after the accident will go a long way in establishing consistency and proving that the injuries sustained have had an impact on you in a great way. If the insurance firm believes you did not take the correct measures that minimize the severity of your injuries, they may end up reducing the value of your claim if not deny it altogether. As a result of that, you are always advised to seek medical assistance after a crash. The insurance firm may take your hesitation to seek medical attention as a sign of negligence on your part or a sign that your injuries aren’t as severe as you claim.

It’s also imperative that you stick to the treatment plan prescribed by the medical professionals so the insurer can know you didn’t ignore any medical advice and that you took all the necessary step to improve your condition after the accident. In addition to that, if you are not in a position to work as a result of the injuries, you shouldn’t perform any physically demanding tasks to avoid worsening your injuries.

  1. Your Version of Events

Once you have provided a statement after a car accident has occurred, it’s imperative to stick to your facts of what actually transpired during the crash. Your presented statement should match the statement you presented to the police officers at the scene of the accident and your healthcare provider. If there are any inconsistencies in your version of events, you could raise some question marks regarding the validity of your claim or the credibility of your statement. To prevent this from happening, state the facts as they are and do not change anything to fit your story.

Apart from that, it may be in your interest to consult a legal professional so they can let you know what your accident claim might be worth and what steps to take to ensure you get what you deserve. Your lawyer understands the importance of offering factual statement and how that will help you to get your deserved compensation.

  1. Accident Location

A lot of people who are involved in an accident are not aware of this but the location of the crash has something to do with the amount of compensation a person will likely get. This may sound unfair, but that’s simply how things are. Verdicts for auto accident lawsuits usually vary significantly from country to country and city to city. For instance, verdicts in Detroit or Wayne County are much higher on average as opposed to verdicts on smaller counties or rural town. This can mainly be attributed to the level of income. For instance, income in larger metropolitan areas are often higher and as a result, jurors tend to give out high compensation during their awarding.  What’s more, the average out-of-court settlement in many regions usually depicts historical awards by jury in those areas.

If you looking for a general idea of what your case may be worth, you need to consider the accident locations along with the historical case records of similar patterns. Although this is not an accurate measure of compensation, it will give you an idea of what is to be expected.

Final Word

The above are some of the factors that could impact your car accident claim. In addition to knowing these factors, you need to make sure you seek the services of an attorney to guide you through the compensation process.

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Medical Retirement for U.S. Federal Workers: The World Of Yesterday

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Medical Retirement

The word “yesterday” has been always a complex one. It means our memories and it surrounds all what we remember, a anworld impossible to forget. Yesterday is the reason of our conversations and the reason why we see things the way we see them. It determines our thoughts, our reality and our decisions in the future. The past is our engine, our power to talk and to be right. So as hard as it may sound, it is now when we are in the need to accept that medical condition has made its introduction and realise its existence, its future impacts and its chronic appearance.

Medical Retirement is changing, Federal employees and U.S. Postal workers who suffer from a medical condition are experiencing the consequences. In The World Of Yesterday, anyone with it could be disguised, tolerated or even be ignored. Nowadays the medical condition are not letting the U.S. Postal workers or Federal employees perform the vital tasks of these jobs.

We need to keep in mind the fact of preparing and filing an effective OPM Disability Retirement application is a real need nowadays. The U.S. Office of Personnel Management archives this application for the employee in order to be under CSRS, CSRS Offset or FERS.

Moving Forward and Doing Things Right for the Future

There are tons of people in our same situation that never do anything and don’t look forward or fight for their own rights, especially Federal employees and U.S. Postal workers who have problems with their medical retirement nowadays. Because, there is a clear lack of empathy in the government, and it is causing all these issues. But it is a fact that people get older. As years pass by we will all need a doctor no matter how our medical condition be in that moment.

We are accustomed to focusing on past events instead of focusing on what’s yet to come. And sometimes past don’t let us move forward. But complaining about life’s unfairness is so insignificant, because it only makes us lose energy, happiness, and the sense of now. An easy way to move on is by closing stages by ourselves and looking for our calmness and peace. How to get that? The first step is to think about what is in our hands to close this period. Then we just have to go ahead and do what we gotta do. Sitting back and doing nothing at all won’t change anything, it won’t make you feel better.

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