Whether your vacations consist of bungee jumping and hiking or rest and relaxation, injuries can happen in the blink of an eye. No one expects to get injured, especially while on vacation, which is why most overseas travelers are completely unprepared for even minor scrapes and bruises. Ideal for any traveler, particularly those over fifty, investing in travel medical insurance or supplemental travel insurance can mean the difference between scrambling for subpar medical care in a foreign country and being taken care of every step of the way.
While some injuries and ailments may seem harmless at first, they can quickly turn into bigger problems, especially in foreign environments. For example, an American traveler in Africa would be more concerned about a mosquito bite than they would be if the bite occurred in the United States, where malaria isn’t a widespread medical concern. Unfortunately, many travelers incorrectly assume that their domestic health insurance will cover all overseas medical expenses – something most travelers realize isn’t true until they’re faced with costly medical bills, questionable medical care, and confusing foreign policies.
Expenses of Foreign Medical Care
Before you consider purchasing travel medical insurance, look into your existing health insurance policy. Many policies will cover “customary and reasonable” medical costs in foreign countries, which means you won’t have to duplicate that type of coverage in a travel policy. When perusing through your medical coverage, pay close attention to what’s not covered. Most insurers won’t pay to have you evacuated out of a foreign country for a medical emergency and, according to the U.S. State Department, an evacuation can easily cost more than $50,000. If that’s a cost you aren’t willing to pay for something as simple as an auto accident injury, you may wish to consider purchasing a supplemental travel insurance program. Under supplemental travel insurance programs, you’ll be evacuated from the foreign country and transported by air to the hospital of your choice in your home country.
Travel Insurance for Senior Citizens
Older individuals should pay special attention to their domestic medical coverage, as Medicare will not pay for hospital treatment or medical care outside of the United States. Unfortunately, this means senior citizens who are injured in foreign counties are on their own unless they purchase travel medical insurance or supplemental travel insurance, through services such as MedjetAssist. While some Medigap policies and Medicare Advantage plans provide emergency health care coverage in foreign countries, it’s still important to check with your supplemental program regarding travel benefits and medical coverage outside the United States.
Combine Health Insurance with Travel Insurance
In addition to travel medical insurance or supplemental travel insurance, you may want to consider purchasing a travel insurance plan as well. Depending on the travel insurance policy you choose, travel insurance can cover delayed flights, plans disrupted by weather issues, stolen items, theft, and financial losses if you have to cancel the trip. Unless you’re confident you won’t incur an injury, lose an item, or become the victim of theft while on vacation, travel insurance in addition to travel medical insurance or supplemental travel insurance is a good idea. When in doubt, purchase a supplemental insurance program – don’t let a broken leg, asthma attack, or poisonous bug bite ruin your trip and put you in debt.
Staying Safe While You’re Abroad
Going on holiday is a thrilling experience, there’s so much to see, discover, and feel, but you need to make sure that you’re safe while you’re away. Being so far from home can leave you vulnerable to a lot of different dangers, and you’re not going to be able to resolve them in the way that you usually would. You need to know how to look after yourself in the event that something should happen, and that way you can ensure that your time away ends as a positive experience. There’s a lot to explore, but new experiences can sometimes bring about a risk to your health and safety.
Keep your important belongings close to you
No matter where you’re going, if it’s somewhere that requires you to have important documents and money with you at all times, you should make sure you have a way to prevent that from getting lost or stolen. There are many ways you can do it, but finding a way to keep those important belongings close to you, without the chance of them going missing is very important. Some people even go the extra distance to bring extras of those documents, and it can ensure that it doesn’t hinder their ability to have a good time while they’re away. The last thing you want is to lose your passport when you need to get home.
Make sure to take medication
If you’re going somewhere where you’re at risk of getting a disease, you must find out about it before you get there. Being able to prepare the proper medication and prevent those diseases can be a real life-saver. Going to another country means exposing yourself to new elements, making you much more vulnerable to health risks. Knowing how to do things like preventing Malaria, or warding off bugs is important! You never know what might happen while you’re out there, but if you’re prepared you at least know that you’re safe.
Know how to avoid getting lost
If you’re going somewhere far from home, it’s only expected that you’re not going to know where you are at all times, especially if you’re not going with a group. If you are out and about exploring, you’re going to want to know how you can make sure finding your way home is possible. Being able to communicate with the locals can be very helpful when you need to ask for directions. Now, learning a whole other language for a vacation isn’t realistic, but there are words and phrases you can learn to take you that little bit further.
You should also consider buying a map of the area that you go to before you set out. It’s great to explore, but a map can mean that you avoid getting lost. You’re likely going to have to rely on yourself whenever you get into trouble, so knowing how to read a map and navigate is going to make all the difference. It’s an adventure, but your safety should be your top priority.
7 Travel Safety Tips You Should Know
Travelling can be enthralling, but have you ever asked yourself what if you get robbed? What if you get kidnapped? Or you get lost?
Leaving the comfort of your home to explore a foreign country can be an exciting experience. However, several worst-case scenarios can make you anxious when travelling overseas. From losing precious items and getting injured to theft or kidnapping, a lot can happen abroad.
The first step is to acknowledge that bad things can happen, which is part of the adventure. With these safety tips below, you can protect yourself as a traveller and have peace of mind.
Conduct Sufficient Research
Research and gather a lot of information. Travel safety starts even before you board that plane. Google about your destination and know the common risks and prevalent scams in that country. Get to know the safe and unsafe neighbourhoods.
Ensure you read reviews in the places you’ll visit or the hotel you’ll be staying in. Check if your rent property is in a safe environment. Read blogs from travel bloggers to find if there is anything written about your destination. You can watch videos on YouTube to learn a few things. You can listen to the accent, see attraction sites, and what the landscape looks like.
TripAdvisor is also a great platform where you can search your destination before travelling. It’s great for hotels, restaurants, local attractions, and tour companies. Read reviews to get valuable information from previous clients.
Doing research helps you feel confident and comfortable when travelling.
Buy Travel Insurance
A vacation isn’t a vast investment, like buying a car or house, but you still need a lot of money. Buying airfare, paying for tour guides, and accommodation needs tons of cash. The travel insurance cover protects you from lost or damaged items.
It can be expensive to replace items like electronic devices, clothes, and medication. You might also get hurt or sick while in a foreign country. If you get hurt or sick before travelling, you’ll have to cancel your trip. With this, you’ll lose the full cost. In such a scenario, the travel insurance will reimburse the amount used.
You may also need to get evacuated from a danger zone, and using helicopter transport can cost you a fortune. This is where travel insurance comes in. Early returns or losing a family or friend are other incidents that should motivate you to get insurance cover.
However, ensure you get a comprehensive cover that will cater to almost every bill you might incur. Choose a reliable insurance provider to give direction and offer the necessary help. Check the reputation of the said company, their insurance packages, and don’t forget to read reviews.
Share Information with a Reliable Friend or a Close Relative
Travelling is marred with uncertainties. Anything can happen when in a foreign land. That’s why you should let those close to you know about your whereabouts.
In case of an emergency, you might not manage to communicate specific details. The insurance may require you to call before going to the hospital. They can help you find a reliable hospital nearby.
It is always advisable to scan and print important documents and upload a digital cover of the insurance package.
Keep Your Money in Various Places
Never travel with all of your money in the same place. Stash emergency money throughout the luggage just in case you lose some. You can also place cash on your body but in different pockets.
You may wear a money belt beneath your clothes or have a handy bra pocket to keep your credit cards and cash. Invest in an excellent zippered passport pocket that can hold a phone and a passport. This way, even if you get robbed, you’ll still have some cash and cards tucked away.
More so, be mindful of purses and pockets when in a crowded place. It’s too easy to get pickpocketed in a crowded subway or bus. Criminals know their target pretty well, but you can give them a hard time trying to rob you.
If you get into a crowded place, keep your hands-on any pocket that has your valuables. If possible, tuck the purse underneath your arm to ensure it opens towards your body and hard to access. Ensure the purse can be zipped, covered, or fastened.
Avoid keeping stuff in your back pocket as it’s an easy target. Also, it’s recommended to ditch the purse and wallet altogether.
Lock Your Bags
Locking your luggage can deter thieves. Zip your wallet and purse and lock your bags as well. A determined thief goes for easier targets. They know travellers carry tons of valuable items, and that’s why locking your luggage during transit is a great security measure.
You can use non-TAS travel locks as they’re hard to break, unlike the universal TSA lock. However, you may use a TSA-approved travel lock for added security and peace of mind.
Don’t Bring with You Your Precious Items
It’s easy to have items disappear while in transit. It could be a scarf you left in a park or sunglasses fell in the water as you were surfing. When packing for air travel, leave anything that will break your heart if it gets stolen or lost.
For instance, leave your precious jewellery at home. Carrying education or property documents is risky. Bring cheap items like a travel-friendly necklace or wedding ring, an older smartphone, or inexpensive clothes.
Watch Your Drinks
When in a foreign country, you become an easy prey. No matter the circumstances, ensure you watch over your drinks. Make sure you see what’s being poured so someone doesn’t spike your drink.
It would also be best to avoid getting drunk. If you usually take six drinks, reduce to two. If you didn’t travel with a buddy, go everywhere with your drink, even to the washroom.
Every day there is news of travellers who have fallen victim to several crimes while travelling. This should be your huge concern in taking the necessary measures. Don’t be too naïve or optimistic to think it can never happen to you.
But don’t allow anything to stop you from having an enthralling vacation. Follow these travel safety tips, and you’ll enjoy a peaceful trip.
A unique perspective of Jamaica
Over the last years, Jamaica has become one of the most visited destinations by tourists in the entire world. This beautiful Caribbean island with its stunning beaches, rich nature and delicious gastronomy has everything you could wish for in a holiday destination. However, if you want to experience Jamaican culture in a unique way while interacting with nature hand in hand, there is a place you can not miss during your trip: Yaaman Adventure Park.
The most original holidays
Jamaica is famous as a beach holidays destination. And who can really blame those that choose to visit the country because of this? Its white sand beaches with crystal clear waters and jungle right next to the shores make out for some breathtaking views. However, Jamaica has so much more to bring into the table. A good example of this can be found in the famous tours in Ocho Rios offered by Yaaman Adventure Park.
Ocho Rios is known as the most touristic area on the entire island. And in an area with such a wide catalogue of activities focused towards tourists, we can find Yaaman Adventure Park. Formerly known as Prospect Plantation, Yaaman Adventure Park original placement used to be an 18th Century agricultural property with a lot of history and cultural points. Yaaman Adventure Park offers its visitors the opportunity to interact hand in hand with nature in a lot of adrenaline filled adventures that will make out for unforgettable experiences.
Do not limit yourself to simply laying on the beach, discover the beautiful island of Jamaica and its culture in a fun and original way.
The perfect activities for everyone in the family
There are as many types of holidays as there are types of people in the world. Yaaman Adventure Park is aware of this, and that is why they offer a wide catalogue of activities in Ocho Rios that will adapt to everyone’s needs. Your age does not matter, there is the perfect activity waiting for you at Yaaman Adventure Park. Yaaman Adventure Park has a lot of fun activities that will allow you to interact with nature, as well as some more relaxing ones that will help you understand Jamaican culture better. Some of their most renown activities include:
Bird aviary tour
An activity that everyone in the family will surely love! In this aviary, you will be able to interact with exotic and local birds while they freely fly around you. The aviary is a tropical heaven for the birds that live there, and will make you feel like you have been transported to a fairytale world.
Swim with dolphins
Dolphins are some of the most beloved sea animals in the world. And in Yaaman Adventure Park you will be able to swim with dolphins in their unique shore excursions in Ocho Rios. These loving creatures are very smart and love interacting with the visitors. During these excursions, you will be able to swim with them and even hug and kiss the lovely dolphins.
Cook genuine Jamaican recipes
Jamaica has one of the most delicious cuisines in the world. Their traditional colourful dishes are full of unique flavours that will not disappoint your palate. On the cooking tour offered by Yaaman Adventure Park, you will learn how to prepare the traditional “Jamaican Fare”. The famous chef Irie will teach you all the secrets of this dish consisting of festival, Steamed Callaloo and chicken. All of this while you enjoy some breathtaking views 1100 feet above sea level.
But these are only some of the activities you will be able to enjoy at Yaaman Adventure Park. From Mud buggies tours to tours across near stunning rivers, rides on the back of camels or a jitney ride, the possibilities at this park seem endless. So if you are looking for a fun and original alternative for your next holidays, then look no further, Yaaman Adventure Park is the perfect place to go.
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