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No one’s life is smooth sailing. No matter your age, occupation or your situation, disaster can strike at any moment. Life isn’t exactly fair, but it doesn’t hate you either. For as many good situations you’ve been in, there will be an equal amount of bad situations and it’s up to you to prepare for your misfortune to mitigate the effects it has on your life.

Preparation usually involves a lot of planning, but it also involves taking the time to analyse your options and it also takes a bit of money. So let’s start by discussing a couple of ways you can prepare for the future and ensure that your life runs as smoothly as possible.

Emergency Funds

No one likes to lose their job or be forced to pay a ridiculous amount of money for something crucial like a car repair or a home fix. However, it’s part of life and disasters can strike at any time. Make sure you’re saving a bit of money on each of your paychecks and put it into a savings account or a piggy bank. Now when you encounter misfortune, you’ll at least have a healthy stash of money ready to use when you need it. Make sure you don’t touch this money unless you absolutely need to. Have discipline and only use your emergency fund when it’s actually an emergency, not because a new iPhone came out.

Insurance Policy

Whether it’s your car, home or the latest electronic device you’ve bought, accidents can happen and you may end up regretting the choice of not purchasing insurance. Make sure that everything you care for has an insurance policy attached to it so that should it become damaged or stolen, you can at least claim some compensation back. The type of insurance you get heavily depends on your location and what you want to be insured. For instance, if you live in a state like Texas os Illinois, you’ll need to look at information on hail damages and insurance claims because you’re susceptible to hail. If you live in a busy city like New York, then you’ll need extra protection on things such as theft.

Always have a Plan B, C and D

If you’re going to plan something in your life, always have a backup. When you’re in a life crisis, the last thing you want is to be confused and at a loss on what to do. Pacing back and forth thinking isn’t going to help and there probably aren’t a lot of people you can turn to for help. Perhaps you planned to attend a university but couldn’t make it in, or maybe your partner left you because you were no longer compatible. If you had several plans, then you’d have other choices for university and you’d have dating apps ready for when your partner leaves you. Not only is it important to try and move on from these bad situations, but you also need to devise several plans to help you continue living life.

 

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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New Business Approaches

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Business, like anything in life, can sometimes become a bit stale. Sometimes you need to refresh your approaches to give it that new lease of life that is so badly needs. But, sometimes it is unclear, and you’re not sure which direction you need to take to get the best out of your business. It is something that everyone goes through at some point, but is something that can be easily solved. All you need to do is know your business, and do a little research. Luckily for you, this article is going to give you a bit of advice if you’re stuck with knowing what to do.

Customer Focused

Somehow, this is where a lot of businesses lack. They’re so money driven that sometimes they can lose track of the bigger picture, and the people who matter the most. The customers. They’re ultimately who are going to be giving you the money you so badly desire, so keeping them at the forefront of your mind should be something you’re always trying to do. Even little things like making sure your office is immaculate when customers come in is going to make the difference between a sale or not. If they see somewhere that looks a bit dirty and dingy, they’re not going to want to do business. People prefer places to look tidy and smart. Custodial services aren’t that expensive, so if you know you’re rubbish at keeping the office clean, this might be worth looking into. Another way of making sure your customers are always happy is by doing questionnaires. These can be done either when they come in the store, or online anonymously. This feedback to your should be invaluable.

Marketing

Marketing should be a big approach for any business. If you’re not currently marketing yourself, you really need to look into why it’s important and how your business will benefit from it. If you are marketing already, then you’re already on a step in the right direction. The only downside to marketing is your approaches can sometimes become a little stale. What once used to work for you might not work now. This is where a fresh approach is definitely needed. Do some online research and see which methods you might be interested in. If you haven’t tried it before, SEO and link building is a really good way of gaining your business exposure. It is a risky game, so you are going to be better off hiring a consultant, but it’s definitely worth doing in the long run. Be warned though, you won’t see results straight away, and it is on the more expensive side of marketing. If you’d like to try cheaper ones, then radio or social media marketing might be the route to go down for you. It just might be the case that you don’t get as much exposure from methods such as radio.

New business approaches are bound to only do good for you. Above are just two ways in which you can make your business better.

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Who Will Save The Planet: The People Or Big Business?

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Are you worried about climate change and the general state of the planet? If you read our previous article on the subject, you certainly will be and if not, then perhaps it’s time you caught up. The shorthand version is that the world is slowly dying. American talk show host and political comedian, Bill Maher, recently questioned why innovators like Elon Musk are so fascinated by the idea of living on Mars. Instead, he asserted, we should be focusing on saving this planet and correcting the damage done to it. Scientists are constantly trying to warn us that we need to do more to save the planet, but who are they talking about here?

The question we want to answer today: who has the best hope of saving the world and fixing the environment? Is it big business or the individual homeowners? In other words, should we look to the ant or the grasshopper? As the old fable goes, ants may be small but in large numbers they might be capable of far more than the larger, strong Grasshopper. To answer this question we first need to look at the statistics.

The Maths Behind The Melt Down

Here’s an interesting statistic for you to mull over.One child per family, according to experts is the equivalent of 58.6 tonnes of CO2 carbon emissions annually. That’s right, just by having kids and growing your family you are causing the destruction of the world. Try not to take that too personally because actually everyone is guilty.

However, before you get too distressed about this, let’s shine a light on another stat. 100 companies in the world are causing 71 percent of the global emissions that are currently destroying the environment. Essentially, this sends the message that we shouldn’t be trying to change the minds and lifestyles of the individuals but rather the businesses that are slowly killing the planet.

Of course, it is worth considering that while that might seem like there’s just a few bad eggs we are in the age of the massive conglomerates where monopolies are common. Just this month we learned Disney was attempting to buy up Rupert Murdoch’s pride and joy while Warner Bros. continued their efforts to merge with AT&T. What does this tell us? Is it really that surprising that – in comparative terms – a few companies are causing most of the pollution. Absolutely not, but that doesn’t leave the random individual completely blameless. Indeed, it’s fair to say that most people these days own a car or two. A typical vehicle will create over 4 tonnes of carbon emissions per year. Imagine how much damage you’re doing by driving alone.

The Businesses Must Act

One train of thought here then is that it is the businesses that must make changes for us to be able to see the light at the end of the tunnel. Believe it or not, that is starting to happen, at least in some areas of the world. In Denmark for instance, the government has set high stands for companies and the level of carbon emissions they can product. Infact, there is a heavy focus here on renewable energy which actually, all businesses should be looking towards now as a solution.

As well as this, businesses are in the perfect position to introduce innovative technology and processes that could make everything more efficient. Ultimately, this could start at the manufacturing level and we can take jet engines as an example here. So, during the manufacturing of turbine engines, producers now have the possibility of using Laser Light technologies to drill tiny holes into the engine, thus allowing it to cool more effectively. With this feature, the engine uses less energy and is a lot more efficient. For that to happen though, the producer has to use that method. The company creating the planes has to buy from that producer. But, if all this does occur then ultimately it impacts various different processes in the world. Flying from New York to London is suddenly a lot more eco friendly. So, perhaps the phrase should be ‘it starts at business’ rather than it starts at home.

After all, it is the businesses that are going to have to change to ensure that the impact of climate change and other environmental factors are reversed. One could even argue that if every business began to take a hard stance on correcting the impact that their model is having on the environment the issue would be resolved overnight. But, let’s take a closer look at the individual.

Power Of The Public

There are a few reasons why ultimately it is the public that has the power to change the impact we are currently having on the environment. First, of all, there’s that ant, grasshopper fable. There are a lot more people in the world than there are businesses. If everyone changed their energy usage the issues with carbon emissions wouldn’t disappear but they would be significantly reduced.

The public also have the power of the buyer. They can decide and determine who they want to buy from. If the public started turning their backs on businesses that continued to pollute they would have no choice but to act and to change their ways.

As well as this, we have now reached the point where small gestures won’t be enough. As the world population continues to grow, it’s clear that the biggest threat to environment is not carbon emissions but people. Governments need to act swiftly and start taking appropriate measures that may seem severe like limits on the number of children that people can have. While this might seem drastic we  need drastic actions now, if the report by 15000 scientists is to be believed.

Perhaps then this is a trick question. The power to save us isn’t in the hands of the people or the corporations. The power to save us is in the hands of the governments around the world. But of course, governments work, at least they should, in the best interests of the people. As such, if you want to save the planet we really only have one question. How loud can you shout to make sure your voice is heard on this issue?

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Dealsan, an online product price comparison

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Go shopping online is an activity that draws attention to a lot of people, because of the excellent prices that can be found in different products, as well as the convenience of being able to buy from home. However, there are some drawbacks with internet purchases that everyone would like to overcome.

One of the points most considered by people who buy these kinds of products on the most famous and trusted virtual stores in the world, such as Amazon or Ebay, is the time they spend looking for the best options of the same product. It can even become tedious to go around comparing prices, brands and reviews of products, without knowing exactly which one to choose or even if we choose one of the options we are missing the opportunity to get a better offer.

Fortunately, there are price comparisons, professional platforms, such as Dealsan, which allow its users to compare among millions of products of all kinds, whether mobile phones, TVs, watches, clothing and others, which facilitates the process of purchase, in addition to ensuring you the opportunity to get the best deals on the product you are looking for.

There are many reasons why price comparisons have become popular, since the advantages they offer when shopping online are not few. So, for example, just enter the site and write the name of the product you want to see the best deals of major online stores and get seasonal prices without having to make a long search.

On the other hand, this way of purchasing is safe, of course, depending on the price comparator used. Dealsan and other hundred percent secure platforms allow purchases from reliable and globally recognized sites, such as Amazon, Etsy, Ebay and others. So security and reliability are not a concern when using these types of platforms.

The variety is another strength of several online price comparators, since it is not necessary to go from store to another, or even in different sections of online stores. If you want to look for good discounts of products that belong to different categories, you can access all the products you are looking for with a search box available on the website.

Finally, another advantage of using a quality price comparator is that it offers a good visual format for the products, with images large enough and clear enough for the customers to have more details of the products that are bought.

The world of online shopping is becoming more modern and innovative, the same way it has been evolving since the first online stores were established. Now, thanks to the use of price comparators, among which Dealsan ranks first, the online shopping experience has improved significantly for people.

Due to all these reasons, every day more people make their purchases online through a price comparison, having a great shopping experience, while getting quality products and the best prices in the market. And the best part is that this type of platforms is completely for free and you have no risk to lose anything and it is completely safe.

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