Owning a car has, for a very long time, been an absolute necessity for many people around the world. Whether you live in a remote location or a busy city, owning a car used to be a necessity. That is until public transport improved and services like Uber became widespread. Nowadays, we’re looking for more and more ways to cut the cost of owning a vehicle such as forming car pools. As reported in our article at http://www.theworldreporter.com/2017/02/how-to-cut-costs-when-it-comes-to-multiple-car-households.html, the United Kingdom currently has an average of 2 cars per household. One is usually used as a family vehicle and the other could be for a young adult or for leisure, and the costs of maintaining two vehicles are set to increase.
So we have to ask ourselves this question: is it worth owning a car anymore? Uber prices are incredibly low and improved public transport makes it far easier for us to travel around the country. The fear of getting into accidents due to reckless drivers and the rising cost of obtaining a driving license are making car ownership more of a status symbol than something practical. According to http://www.1driver.co.uk/cost-to-get-a-driving-licence.html, the average cost of a driving license in the United Kingdom amounts of about £1353. That’s a staggering amount and could even buy you a small vehicle if you were looking for something second-hand.
Rising Gas Prices
Compared to previous years, gas prices have been steadily increasing and the cost of driving our vehicles is getting more and more expensive as the years go by. In fact, petrol prices have risen to a new two-year high recently and they don’t seem to be budging. The average UK price for petrol is now around £1.17 for petrol and £1.20 for diesel, but this changes depending on where you top up your tank. Sadly, with no upcoming events that could affect the price of fuel in the United Kingdom, it seems like we’ll just have to get used to these high prices. If you want more information about the rising price of gas, you can read Oilandenergyinvestor.com/2011/04/why-gas-prices-are-outrunning-oil-prices/ for all of the juicy details.
Overall Car Costs Are High
Not only do we have to worry about fueling our vehicles, we also have to worry about parking permits depending on where we live, insurance costs, MOT and maintenance costs. The Standard reports that the average cost of owning a vehicle in London is over £3,000 a year. You can read that article at http://www.standard.co.uk/news/transport/car-ownership-costs-london-drivers-more-than-3000-a-year-a3172511.html. The research also uncovered a disturbing fact; the average Londoner only spends about half an hour per day driving their car, and it’s usually to get to and from work.
Since we’re only driving 30 minutes per day, perhaps it’s time to cut out that £3,000 annual expense and look for alternative options. Sitting in an Uber for 30 minutes a day will probably cost less than it does to finance and maintain a car, and you could always resort to alternative methods of travel such as public transport, cycling or even walking. Owning a car is more of a status symbol than something you do for practicality, and unless the costs of owning a car fall, it will remain that way.
4 Tips On Coping After A Bad Car Accident
Following a car accident, your physical well-being is naturally at the front of your concern. When you’ve been seriously hurt, though, it can take longer to recuperate both mentally and physically. Even when your body has healed and you’ve gotten back on your feet, the consequences on your mental health may persist. In these circumstances, you must give yourself time to heal, and here is some advice on how to cope emotionally after a bad car accident.
Talk about your worries and concerns
After a major car accident and injury, you may develop concerns and anxiety about a specific event. Talk to your doctor or a psychologist about your anxieties; they may be able to help you overcome them through counselling.
You might want to speak with other people who have been in serious car accidents to learn how they dealt with the initial phases of rehabilitation. While a doctor can help you through psychotherapy, interacting with someone who has been in your shoes can sometimes be more beneficial.
Get the financial help you need
Not only has your car been wrecked, but you may also be out of work for an extended length of time, which can have a negative influence on your income and lead to debt. As a result of these debts, your mental health may be suffering, and you may find yourself thinking about them frequently, causing you to lose concentration on other things.
Speaking with an experienced group of car accident attorneys to see if you have a legitimate case can help you seek financial assistance for your car accident. If you weren’t at fault, you may be able to seek compensation to help you get back on your feet financially. Alternatively, you might speak with a debt counselor about how to pay off your obligations while staying on track with your present budget.
Don’t delay driving
It’s understandable if being in a car accident has made you reluctant to travel by car, especially if you’re the one behind the wheel. However, if you wait a long time after an accident to get back in the car, you’ll be less inclined to ever drive again. Consider the advantages of driving, such as the flexibility to go wherever you choose, the lack of public transportation fees, and the overall convenience for shopping and leisure activities. Slow down, bring someone along to help, and you’ll be back behind the wheel in no time.
Consider a safer car
Finally, even the safest cars can be involved in serious accidents. If you believe your car choices have been unsafe, you might want to look into safer car options. Looking for family cars with extra safety features will make you feel safer while driving, as well as provide you with an extra layer of protection in the event that your car is involved in another accident. Remember, studies show that if you obey the rules of the road and drive carefully, you’re considerably less likely to get into another accident.
How To Improve Your Credit Score
Your credit score is one of the most important things you have in life as it can determine how much money you can borrow. It is something that will be analyzed to determine your affordability for large purchases such as a house, car or if you want to put an item like a phone or expensive watch on finance. Your credit score can be bad for a number of reasons, such as if you have large amounts of debt, if you miss payments or are not on the electoral roll. If you find yourself being contacted by skip tracing for late payments, this will also have a negative affect. To avoid this from happening, it is important to try and build up your score. Whether you have a low score now that you are trying to improve, or you are looking to build your score to the best it can be as you will soon be applying for a large purchase, here are some ways that you can improve it in no time.
1. Keep your credit utilisation low
It is important to keep your credit utilisation low so you don’t look like you rely solely on credit. Credit should be to boost your finances and not something that you solely depend on. You should always try to use less than 50% of your credit utilisation so it shows this. If you can keep your credit usage below 25% of the limit that is the best way to improve your score. If you have used quite a lot of credit it could be worth upping your limit (but not spending any more on it) so it means you are within your 50% limit.
2. Make your payments on time
Late payments are a massive no-no when trying to improve your credit and can stay on your credit report for up to seven years. This is why it is so important to ensure that you make your payments on time, every single month. If you find that you forget to make payments on time, why not try setting up a direct debit that takes the money straight from your account and pays the other debt off? This way you don’t need to remember to do it yourself every month and will make sure that you never miss a payment.
3. Build your credit history
If you don’t have any credit, then it is a good idea to get some so that companies can see how well you pay bills and debts. Why not get a credit card with a small limit and pay it off in full each month? Or take out a phone contract that is in your name? Also make sure that you get on the electoral roll. This is often a problem that a lot of young people have regarding credit but can easily be built up with a few steps.
These are just a few of the ways that you can improve your credit score. By implementing this you will find that your credit score will soon improve and help you with future financial applications.
Would you like getting paid to take surveys?
Taking paid surveys are one easy way to make money in EEUU because you can work at home. The actual social and laboral situation is being difficult to find a job. You can see the positive side: you have a good opportunity to get paid to take surveys.
Honestly, you will not be absolutely rich even if you don´t have a good personal situation but it´s a good way to make money. And if you live in EEUU, you are lucky because this job is better paid than other countries.
Many companies stay in USA and many market studies are done around the country so it is the place where more money are given to people who do the survey completed. The brands want to know what people are talking about, what are their opinion about one product, how is their life, etc. And the paid surveys are a good way to find out it. While more specifics are the answers, the results are getting better for the companies who will be closer than their public objective.
Would you like working to get paid to take surveys? Pay attention to this.
How to apply for paid surveys work
If you are interested in working to get paid to take surveys, you must to login in a sure platform and register. It´s completely free. Once you sign up, you have to wait for an email be sent you, so you need to check the account inbox serveral times.
You need to answer some questions about you because it´s important to create one profile and they can send you questions according to your personality depending on your preferences. One tip is you can answer the questions as precise as possible. On this way, your possibilites to get the job are higher. When you finish to fill your personal information, just wait.
How paid surveys work
You will be better paid in EEUU than other countries. To be honest, you will not be rich taking surveys but it´s extra money if you need anytime. So, get away those companies that promise you earn a lot of money with paid surveys because its not so. When you do the first survey, you will be paid with from $1 to $4. It´s not too much but enough money to help you.
There are a lot of places where you can apply but don´t trust those that promise you earn a lot of money taking paid surveys because it´s not real. You can check, for example, the web https://topencuestaspagadas.net. They show you some safe places.
Getting paid to take surveys is a good way to earn money in EEUU. Many companies are making products every time and they want to know the public´s opinion before the product is sold. This is your opportunity because in EEUU nothing is stopped. So if you want extra money, just apply.
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