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Investment Trends: What You Need To Know For 2018

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When it comes to investments, you’ll always find that there tends to be different trends. When you’re used to dealing with the stock market, bonds, or even mutual funds, you may be more than willing to let your fund manager handle the investments for you. But there’s always going to be more to making money than just the stock market. And this tends to be where some of the investment trends will come in.

Of course, there will be different stocks and businesses that become popular, and trends will surround that. But you don’t always have to look to the business economy in order to invest. Because there’s always commodities to consider too. When you’re new to investing, and you’re not all that knowledgeable about the different commodity areas that are available, you may want to stick to the stock market, and not necessarily move on to anything else. But there is money to be made in commodities. So if you’re interested in investing in this area, let’s take a look at some areas that could be worth considering for this year.

Energy

First of all, we’re going to start with the commodity of energy. This refers to the areas of oil, gas, coal, electricity, and even ethanol. This can generally be a big area to invest and trade in. The prices often fluctuate, which that then affect the rest of the economy too, as this commodity is linked heavily to utilities. At the moment, gasoline is the number one product recovered during the refining process, showing its popularity. Therefore, you may like to consider this as your investment choice. As well as trading in the product, you may also like to consider buying stocks in the area.

Precious Metals

Another commodity to consider is precious metals. Investing in areas like gold and silver or even platinum is quite a classic way of both keeping and making money. These are all natural metals that tend to have a high value in the economy. So much so, that many people will buy themselves gold or silver or platinum jewelry and see it as an investment. However, it’s not just owning these precious metals as jewelry that can be great forms of investments. With predicted demand on the rise and a growth in the population, choosing to invest in precious metals like gold could be a great investment move.

Cryptocurrency

Finally, as something that is a much more modern commodity to consider, you also have the various forms of cryptocurrency. In 2008, Bitcoin made its mark, but there is now a range of digital currencies that could be worth investing in. Although many people and even traders aren’t that knowledgeable on the subject, investing in cryptocurrency is thought of as being attractive due to the safety that comes with it, and the way that it’s free from Government interference. However, this can be quite a risky market, as price does tend to fluctuate, despite the reward potentially being high.

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Putting a Number on It: 2 Ways to Calculate Damages in a Personal Injury Case

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Personal injury lawyer

flickr/injurylawyersanluisobispo

When a person is involved in a personal injury case, such as one related to a car crash, there are two primary categories of damages for which the injured person can make a claim. These include economic or special damages and non-economic/ general damages. Special damages are typically easy to calculate because the exact monetary value is known, while general damages include pain and suffering, which may be a little tricky in calculating a dollar amount for loss. Two methods of calculating damages in a personal injury case are the multiplier and per diem or daily rate method.

Multiplier

The multiplier method can be used to value your claim and cover special damages. Special damages can be assigned a specific monetary value and includes compensation for the expenses you incurred that stemmed from the accident that caused the injury. These damages can include medical bills, lost wages, loss of profits and operating revenue, medication cost, hospital stay and any “out of pocket” expenses. The multiplier method is commonly used to add up all the special damages. An accident lawyer can guide you in understanding how the multiplier method works.

With the multiplier method damages are calculated by taking the known damages or special damages figure, like medical bills and lost income (losses), and multiplying that dollar amount by a designated number that corresponds to the severity of the injury sustained. For instance, if your actual damages are $10,000, and 2 is the established multiplier, the total damages would be $20,000 — the actual loss/damages is $10,000 and $10,000 is the recovery amount. The multiplier is a number between 1.5 on the low spectrum and 4 or 5 on the high spectrum. The multiplier can be determined by several factors associated with the case, such as the severity of your injuries, projected recovery time, how your injuries affect your daily life, or whether the defendant was unequivocally at fault for the underlying accident that caused your injuries. Ultimately, the strength of your case will determine the multiplier. The multiplier will be greater the more severe the damages.

Per Diem/Daily Rate

The per diem method is another approach applied in calculating damages. This involves demanding a specific dollar amount for every single day you had to live with the pain and suffering of the injuries caused by the accident. The biggest challenge with this method is justifying the per diem used in the claim. You can use your daily earnings to ensure that your daily rate is reasonable, and in so doing, offer a daily rate justifiably comparable to the amount you earn in daily wages. For example, if you are involved in a rear end collision and suffered a whiplash that caused you to wear a neck brace for 120 days, and your daily earning is $140, you would multiply your $120 daily rate by 140 days of pain and suffering, and you would get $16, 800. When it comes to permanent or long-term injuries, the per diem method gets more complicated.

Personal injury cases can be simple or complicated. However, with the right lawyer, the process can be easier to maneuver. Two common ways to calculate damages include the multiplier method and per diem. It is possible to put a number on damages and gain recovery for the   injuries you have suffered.

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Knowledge means power

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Ever since the early ages, having the right information at the right moment has meant power, and only those who could work their way to get it, were able to enjoy that privilege. Today, the Internet has made a drastic change of things, spreading information throughout the world in a way that everyone who has access to a connected computer, can be easily informed of whatever is going on around the globe in a split-second. This fact has dramatically increased the capacity of every individual to choose and get the most from the information technology aimed for a better living.

Printed news

Recent research points out that back in the year 59 BC, in the city of Rome, a pasquinade was used to keep the citizens informed about the daily actions of the Republic. But it was only until the invention of Guttemberg’s press, that the daily newspapers known today, finally appeared by the end of the 15th century in the form of single printed pages. As time passed by, printed press grew with huge strength, and in the year of 1690, the first newspaper named Public Occurrences, was printed in America on the day of September 25th, by Richard Pierce and edited by Benjamin Harris. It had only three pages.

During the 19th century the newspaper evolved and spread thanks to Otto Mergenthaler who invented the Linotype machine, the first device capable of printing a complete set of lines of type for use in the printing press. Since then, newspapers widely spread around the world until recent years when they are starting to migrate to an online format.

You can download everyday any newspaper in PDF

After the rise of the digital era, newspapers were forced to find out new ways to reach people, actual technology trends have driven big changes in the way daily tasks are done, a mere example is the availability of Internet to mass population. By the year 2007 the number of Internet users was already more than 1 billion, creating a new global landscape for all companies, including those dedicated to daily news of course. The level of information available nowadays represents a summit for journalism, but on the other hand, no one seems to be interested any more on reading from paper.

Opportunities for journalists to report spectacular news have grown exponentially but written media has experienced an awful decline. Since the Internet was launched back in the 90s, many newspapers have been forced to redefine themselves. That is exactly what the most experienced and powerful news companies have done: re-inventing themselves. They have played a crucial role in society for about hundred years until now, and these changes are not going to affect to them.

Studies show that even when fewer newspapers roll off the presses, that nightly network news are currently seen by less than half the people that used to watch them every night, and that news magazines are no longer what they used to be a generation ago, the news industry has found resources to feed from in digital media. You can now download every day newspaper in PDF and keep on enjoying the same outstanding information from the Starledger that used to be delivered to your family’s doorstep during your younger days, on a more convenient digital format now!

Gain back your access to the real stuff!

The Internet has replaced television and radio when it comes to breaking news immediacy. On the web, you can easily gain access to blogs of all kinds that provide endless analysis and opinions on whatever trends or news are on fire today, newsletters from sources of all kinds, videos of all sorts and countless other ways of getting information but, only by tracking down your own steps back to what you have known all your life as real and professional, is how you will seriously be informed with real free opinions and outstanding armchair analysis about your true interests.

This is why traditional newspapers have migrated to the net and you can now download every day newspaper in pdf, and read comfortably the New York Times just the way you have always liked, peacefully at home, at the time of your preference with the total confidence that what you are reading is trustworthy.

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Make your company save money with this cost – cutting Gantt chart

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Anyone who’s ever had to plan an entire project knows how chaotic project management can be. Project management tools can streamline the process, and simplify all aspects of it providing a visualization of the whole process, giving you a clear overview of how things are tracking along, and ensures you are well on your way to meeting your deadline. When planning with a Gantt we can prioritize tasks and optimize times and costs. Thanks to the use of an online project planner that automatically calculates the best work route, you will be optimizing your resources and make cutting costs easier for your company.

What is a Gantt online project planner?

At the beginning of the 20th century, the American engineer Henry Gantt designed a planning model that related two basic elements in any project: the different tasks and the estimated time to achieve them. His contribution was so significant that even today, almost a century later, the model is still used in many companies around the world. The Gantt Chart consists of a graphic representation with two axes, one horizontal and one vertical, whose objective is to monitor the execution of projects. The main virtue of the chart is the visualization of the different phases of the process and, at the same time, the possibility of introducing permanent changes that improve the effectiveness of the proposed tasks.

Gantt Charts may be developed either through a physical resource like excel spreadsheets or a software system such an online project planner. Due to the dispersed nature of a lot of project teams, online solutions are usually the most used.  A Gantt chart aids project management in scheduling, managing, and monitoring specific tasks and resources of a project. The chart displays the timeline of the project that includes scheduled and completed work over a period. The chart helps project managers in communicating its status or plans and helps to ensure the project remains on track and that everyone involved is notified on the current situation helping to avoid uncertainty.

Besides, the chart allows managers or team leaders to see what tasks can be performed at the same time and those which cannot be started or finished until the rest of the tasks are completed. The detection of potential bottlenecks is aided as is the identification of tasks that may have been excluded from the timeline.

What are the advantages of using it in your company?

Business of all sizes can get on board to online project planners without having to invest in massive (and often prohibitive) up-front software or infrastructure costs. Plus, most project planner applications don’t require too much skill to navigate A lot of them come with custom views and customer support, quality control, helping to mitigate risk, and a space to share information. The main benefits of using a Gantt online project planner are:

Accessibility.  Online project planners demolish time, space and geographical barriers, while giving distributed project team members the opportunity to access the project from anywhere.

Speed and integration.  Online project planners are easy to set up and use, and they often integrate easily with other products, such as Salesforce, Intaact, GoogleDocs, Zendesk and more.

Money saving. With less chances of slip-ups happening — due to a set process in place with all its monitoring and reporting features — it could save time, resources, and labor, as well as keep you under budget.

Creativity empowering. Especially at the beginning, projects tend to scatter or expose numerous execution options. The Gantt chart allows the centralization of strategies, making the organization of the different ideas a lot more easier.

Realistic deadlines. The bar graphs indicate in which period a task will be carried out, which provides a useful time perspective for the achievement of objectives. Gantt charts establishes the execution of the tasks taking into account the different different external or internal variables that could be more time and resources – consuming.

Commitment increasing. If the chart is clear and accesible to all participants –which is easy with online project planners, the resource may become a good element of consultation in the different stages of the process. This will make communication between the responsible ones more effective and it will also increase the commitment of all participants.

Who is this online Gantt planner for?

Since it is an effective tool for organization and also can provide that productivity boost you were after, this online Gantt planner can simplify and improve projects of any kind, so it is a great option to use both for professional spaces and personal organization. Sinnaps’ Gantt Chart is useful for team leaders, project and business managers and team members themselves. It allows for clarity, organisation and effective planning and tracking of tasks and activities in order to successfully complete a project.

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