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What to Do if You Are Involved in a Truck Accident While Traveling

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Any vehicle accident can potentially cause a lot of damage, not only to the vehicle itself but also to the passengers.  One of the most fatal type of accident on the roads is an accident involving a truck.  No matter where you are traveling to, or from, it is important to know the steps to take should you be involved in a truck accident.  We are going to look at those steps in this article.

Step 1: Say Nothing That Admits Fault

After an accident, you may be required to speak to the police and Highway Patrol.  While it is important to be truthful and answer any questions they have, you don’t want to elaborate or provide too much information.  If you have any questions about the other party, you should limit yourself and just ask if they are hurt.  No matter what you do, don’t apologize, don’t speak to the other driver, and don’t say anything like “I didn’t see you”.  All of these things can come across as an admission that you are at fault.  It is unlikely that fault can be determined at the accident scene, and you don’t want to risk jeopardizing your case by saying something you shouldn’t.

Step 2: See a Doctor

It’s wise to see your doctor immediately after an accident, even if you feel fine.  Many people do feel okay after an accident, but they still have injuries that need checking out.  Not only will this help to ensure your personal safety, but you will also have any injuries you sustained on record, should your truck accident lawyer need them when building your case.

Step 3: Notify Your Insurance Company

Your insurance policy should detail the steps you need to take to report a claim.  You might also want to review your policy to see what kind of coverage you have, and how long you can expect to wait to receive a payout.  Your insurance company may need extra information regarding the accident so be prepared for this.

Step 4: Contact an Attorney

Delay and procrastination can lead to a lost claim, so as soon as you have seen a doctor and notified your insurance company you’ll want to contact a truck accident attorney.  Every state has different limitations regarding the statute of limitations for personal injury claims, so it’s wise to do this as soon as possible.  If you were traveling out of state when the accident happened, you may need to speak to an attorney based in the state where the accident took place.

Your attorney will be able to look at the evidence you provided, as well as your medical records, and let you know whether you have the basis for a claim.  The first meeting is usually free, too, so it’s always worth finding out if you could claim compensation.  Whatever you do, don’t bow over to the trucking company’s lawyers, especially if you couldn’t have done anything to prevent the accident.

Have you ever been injured in a truck accident that wasn’t your fault?  Let us know what happened in the comments.

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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Don’t Forget These Important Points When Starting a Business

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Now that so many people are starting businesses these days, you may feel like it is not such a big thing. After all, you can do it from the comfort of your own home. However, if you want to make a success of your company, there are a few points that you will need consider. Here are just a few of the main ones.

Don’t Overcomplicate Your Concept

The best businesses tend to focus on a particular niche and they don’t overcomplicate their initial concept. You may feel like you need to have a complex idea to get anywhere in business, but you are actually better off keeping it simple. If you try to do too much, this can be very difficult to market and customers won’t understand your business. And when you are choosing clients to target, go for a refined group to begin with.

Write Out a Checklist of What You Need to Do

Everything tends to become so much more simple when you note it down on paper in a bullet point list. This should start with writing your business plan, leading up to the point when you form your company with the likes of Your Company Formations Ltd. Following on from this, you should map out how you see the first weeks and months going. Having a clear plan helps to clarify the huge task that you have in front of you.

Overestimate Your Expenses

When it comes to your expenses, you should give yourself some room for manoeuvre. The odds are that you will spend more than you initially think, so it is always worth preparing for the worst with regards to your business costings. The last thing that you want to happen is to realise that you don’t have any money to go further, and you have to wind up your company before it has really gotten started.

Establish Your Support Network

Even if you plan on running the business by yourself, you still need to have a support team who will guide you along the way. These people don’t necessarily have to be business associates, though it does help to speak to people with experience and a clear idea of what they are talking about. A close group of family, peers, friends or mentors will prove to be invaluable to you as you are going down the difficult path of launching a business.

Generate Income Quickly

Cashflow is essential to all businesses, but especially newly-established companies. Your business needs to start generating money as soon as possible to ensure that it stays afloat. Rather than diving headfirst into running your own business, it may be wise to have an alternative source of income in case everything doesn’t go according to plan straight away.

Even though starting a business is easier than ever before in theory, there are still plenty of factors that you need to consider, and these are just a few of the main ones.

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What We Can Learn From Tony Robbins About Being Financially Free

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If there’s one guy that knows what it takes to be financially free, it’s life guru Tony Robbins. If you watch his seminars, you’ll probably start to wonder if there’s anything he doesn’t know about. He can help relationships, career changes, people with depression, and the reason you’re here – financial woes!

Being financially free is something that absolutely anybody can do if they are willing to take the steps to get there. Luckily for you, you can read this post rather than take an expensive trip to one of Tony’s seminars. Here’s what we can learn from Tony Robbins about being financially free:

You Have To Figure Out What’s Holding You Back

To become financially free, you have to first figure out what’s holding you back. You need to be brutally honest with yourself. Write it down. What do you think you’re doing or not doing that’s stopping you from reaching this goal? Perhaps you’re not doing anything at all and that’s the problem. Maybe you try but you procrastinate. Make sure you examine yourself thoroughly to figure out what the problem is.

You Probably Need Much Less Than You Think

How much do you really think you need to become financially free? In all honesty, it’s probably much less than you think it is. People think that they need hundreds of thousands in the bank to become financially free, but this isn’t the case at all. First, you start small. You start doing something even if it just makes you a little extra money per month, and it pays for your Netflix account. You then build it up, until say all of your bills are covered, then your entertainment is covered, and so on and so forth. If you actually took the time to work out how much you’d need per month to be financially free, you’d probably be surprised at the number. So do it.

When you have the number, you can start coming up with a plan to achieve it. Taking out an easy loan to get your ideas off the ground could work, but you need to make sure you can pay it back in the agreed time.

Your Actions Can Change Your Energy

Sometimes we just wake up on the wrong side of the bed. There’s nothing we can do about that initially. However, it’s a mistake to think that there’s nothing we can do about it at all. Actions can change your energy. This is why tony jumps up and down on a trampoline for a while and does other crazy things before going on stage. It’s why he encourages others in his seminars to do it too. Because the things we do and say can change the way we feel almost instantly, and that can change the things we do from day to day.

You Have To Become An Investor, Not A Consumer

To become financially free, you have to make the conscious decision to become an investor, and not a consumer. Most people are consumers these days. They buy without even thinking about what it is they are buying. Some people invest but not consistently, while others think about it but never actually do it. Starting to invest as early on as possible is one of the most sensible things you can do with your money.

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Investment Trends: What You Need To Know For 2018

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When it comes to investments, you’ll always find that there tends to be different trends. When you’re used to dealing with the stock market, bonds, or even mutual funds, you may be more than willing to let your fund manager handle the investments for you. But there’s always going to be more to making money than just the stock market. And this tends to be where some of the investment trends will come in.

Of course, there will be different stocks and businesses that become popular, and trends will surround that. But you don’t always have to look to the business economy in order to invest. Because there’s always commodities to consider too. When you’re new to investing, and you’re not all that knowledgeable about the different commodity areas that are available, you may want to stick to the stock market, and not necessarily move on to anything else. But there is money to be made in commodities. So if you’re interested in investing in this area, let’s take a look at some areas that could be worth considering for this year.

Energy

First of all, we’re going to start with the commodity of energy. This refers to the areas of oil, gas, coal, electricity, and even ethanol. This can generally be a big area to invest and trade in. The prices often fluctuate, which that then affect the rest of the economy too, as this commodity is linked heavily to utilities. At the moment, gasoline is the number one product recovered during the refining process, showing its popularity. Therefore, you may like to consider this as your investment choice. As well as trading in the product, you may also like to consider buying stocks in the area.

Precious Metals

Another commodity to consider is precious metals. Investing in areas like gold and silver or even platinum is quite a classic way of both keeping and making money. These are all natural metals that tend to have a high value in the economy. So much so, that many people will buy themselves gold or silver or platinum jewelry and see it as an investment. However, it’s not just owning these precious metals as jewelry that can be great forms of investments. With predicted demand on the rise and a growth in the population, choosing to invest in precious metals like gold could be a great investment move.

Cryptocurrency

Finally, as something that is a much more modern commodity to consider, you also have the various forms of cryptocurrency. In 2008, Bitcoin made its mark, but there is now a range of digital currencies that could be worth investing in. Although many people and even traders aren’t that knowledgeable on the subject, investing in cryptocurrency is thought of as being attractive due to the safety that comes with it, and the way that it’s free from Government interference. However, this can be quite a risky market, as price does tend to fluctuate, despite the reward potentially being high.

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