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The assistance programs that have been put in place by the government are aimed to help struggling citizens that aren’t able to care for themselves due to a number of reasons. They provide people with food, healthcare, and even education. Unfortunately, there are people out there that try and abuse the system, and in doing this risks the outcome for everyone else.

The more help the government gets with this, the more chance struggling individuals and families have at getting the help they need.

There are plenty of criminal organizations out there that are trying to play against the government. If you have any knowledge of foul play, the best thing to do is find yourself a qui tam attorney. Qui tam is a latin phrase for a lawsuit taken out by an individual (the whistleblower) who files a complaint on behalf of the government for fraud or cheating the system.

Here are the most common areas that the system is being abused.

Emergency Room Care

This service isn’t actually a government assistance program, but it is a regulation that means all emergency rooms have to see and treat people, regardless of what their health insurance or legal status is. Meaning everyone is entitled to get the care they need, no matter what their situation may be.

Ultimately though, this causes a problem for some medical professionals because non-US citizens are using these emergency rooms and then aren’t able to pay, leaving emergency departments and services without income.

Food Stamps

Food stamps are put in place to ensure that low-income households can receive adequate nutrition every week.

One way that users are able to take advantage of the system, is by using their food stamps to purchase food for their friends. This tends to happen a lot with college students, and although they may think it’s harmless, they were allowed to use this program for a reason, so to use that on individuals that don’t require any outside assistance isn’t fair, and yet it’s very difficult to stop this from happening.

Federal Student Aid

Federal student aid comes in the form of student loans and grants. It is made to help students pay for their education, as we all know it can be very expensive. The problem with this, is that sometimes students are given way over the amount of money than they need. If and when this happens, the student should only use what they need, but most of the time they will use everything that is given to them, even when they aren’t entitled to it. Not only that, but instead of using the money for the purpose it was intended for, they withdraw and spend it on clothes or nights out, or even to buy a car!

Now, the US Department of Education aren’t able to control how the students use their funds, but what they can do is make it a necessity that any student that does receive student aid must take part in counseling sessions which educate them on the importance of using what they have responsibly, along with how and why the program was put in place to begin with.

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Student @ Advanced Digital Sciences Center, Singapore. Travelled to 30+ countries, passion for basketball.

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How To Improve Your Credit Score

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Improve credit score

Your credit score is one of the most important things you have in life as it can determine how much money you can borrow. It is something that will be analyzed to determine your affordability for large purchases such as a house, car or if you want to put an item like a phone or expensive watch on finance. Your credit score can be bad for a number of reasons, such as if you have large amounts of debt, if you miss payments or are not on the electoral roll. If you find yourself being contacted by skip tracing for late payments, this will also have a negative affect. To avoid this from happening, it is important to try and build up your score. Whether you have a low score now that you are trying to improve, or you are looking to build your score to the best it can be as you will soon be applying for a large purchase, here are some ways that you can improve it in no time.

1. Keep your credit utilisation low

It is important to keep your credit utilisation low so you don’t look like you rely solely on credit. Credit should be to boost your finances and not something that you solely depend on. You should always try to use less than 50% of your credit utilisation so it shows this. If you can keep your credit usage below 25% of the limit that is the best way to improve your score. If you have used quite a lot of credit it could be worth upping your limit (but not spending any more on it) so it means you are within your 50% limit.

2. Make your payments on time

Late payments are a massive no-no when trying to improve your credit and can stay on your credit report for up to seven years. This is why it is so important to ensure that you make your payments on time, every single month. If you find that you forget to make payments on time, why not try setting up a direct debit that takes the money straight from your account and pays the other debt off? This way you don’t need to remember to do it yourself every month and will make sure that you never miss a payment.

3. Build your credit history

If you don’t have any credit, then it is a good idea to get some so that companies can see how well you pay bills and debts. Why not get a credit card with a small limit and pay it off in full each month? Or take out a phone contract that is in your name? Also make sure that you get on the electoral roll. This is often a problem that a lot of young people have regarding credit but can easily be built up with a few steps.

These are just a few of the ways that you can improve your credit score. By implementing this you will find that your credit score will soon improve and help you with future financial applications.

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Would you like getting paid to take surveys?

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Taking paid surveys are one easy way to make money in EEUU because you can work at home. The actual social and laboral situation is being difficult to find a job. You can see the positive side: you have a good opportunity to get paid to take surveys.

Honestly, you will not be absolutely rich even if you don´t have a good personal situation but it´s a good way to make money. And if you live in EEUU, you are lucky because this job is better paid than other countries.

Many companies stay in USA and many market studies are done around the country so it is the place where more money are given to people who do the survey completed. The brands want to know what people are talking about, what are their opinion about one product, how is their life, etc. And the paid surveys are a good way to find out it. While more specifics are the answers, the results are getting better for the companies who will be closer than their public objective.

Would you like working to get paid to take surveys? Pay attention to this.

How to apply for paid surveys work

If you are interested in working to get paid to take surveys, you must to login in a sure platform and register. It´s completely free. Once you sign up, you have to wait for an email be sent you, so you need to check the account inbox serveral times.

You need to answer some questions about you because it´s important to create one profile and they can send you questions according to your personality depending on your preferences. One tip is you can answer the questions as precise as possible. On this way, your possibilites to get the job are higher. When you finish to fill your personal information, just wait.

How paid surveys work

You will be better paid in EEUU than other countries. To be honest, you will not be rich taking surveys but it´s extra money if you need anytime. So, get away those  companies that promise you earn a lot of money with paid surveys because its not so. When you do the first survey, you will be paid with from $1 to $4. It´s not too much but enough money to help you.

There are a lot of places where you can apply but don´t trust those that promise you earn a lot of money taking paid surveys because it´s not real. You can check, for example, the web https://topencuestaspagadas.net. They show you some safe places.

Getting paid to take surveys is a good way to earn money in EEUU. Many companies are making products every time and they want to know the public´s opinion before the product is sold. This is your opportunity because in EEUU nothing is stopped. So if you want extra money, just apply.

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The Cheapest Places to Upsize Your Home Revealed

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Does it feel like you’re seriously lacking in space in your current home? Do you find the clutter has taken over your life simply because you don’t have enough storage space? Do you and your family members feel as though you’re living on top of each other with little to no privacy? If you’ve answered yes to these questions, then there’s a good chance you’re already convinced it’s time to upsize your home. But what if you can’t or don’t want to upsize the budget? Can you upsize your home in an affordable way?

With that in mind, here’s a look at some of the cheapest places in the UK where you can upsize your home.

Orkney

Top spot goes to Orkney, which is not only a great location for upsizing but offers all kinds of other benefits to residents. It’s here that you’ll be able to take advantage of a bigger living space without having to inflate the budget exponentially.

As an in-depth article by deacon.co.uk – a specialist buildings insurance provider – points out, it is often called the happiest place to live. Residents consistently point out their high quality of living, low crime rates, school class sizes in the primary years are low. It’s rare you’ll find anything that would be classified as a traffic jam, there is plenty of open land and wide-open spaces, and you’ll be treated to some of the most exceptional natural scenery in the world.

Richmond in North Yorkshire

Another great location to research is Richmond in North Yorkshire. It features many of the same draws as Orkney does, but this time you will be located in England. The cost of living is more reasonable than many other areas of the UK, house prices are still affordable, the crime rates are low, and you’ve got a robust nightlife and entertainment scene that you can explore.

Rutland in the East Midlands

If you like that quiet kind of setting that is filled with history and fabulous architecture, then you may want to consider Rutland, which is the smallest county in Britain. There are plenty of rolling hills, the River Welland, a lot of agricultural lands, and is a drivable 164 km from London (ideal for a weekend getaway).

Hambleton in North Yorkshire

Hambleton is located in England’s northern regions with Northallerton being the largest town in the district. The district is dotted with small towns and villages, is known for its agricultural lands, and even got the title as the “best place to live in Yorkshire” a few years back. This title was based on life expectancy, overall health and wellness of residents, personal well-being, weather, crime rates, and employment.

Other Notable Places to Consider

And if you’re still not sold on the places listed, other affordable areas that you can potentially upsize your home include Eden in Cumbria, Westminster, and Richmond-upon-Thames. Each has its own unique personality and list of benefits. No matter which of these locations you pick, there’s a good chance you’ll be able to fulfill your goal of branching out and upsizing your home to something that is more functional and liveable.

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